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Life insurance agents may sell more than one type of life insurance. Life insurance may be whole life, universal life, variable life and annuity plans. Life insurance agents can explain the different types of policies to the client to help the client decide on the best choice for his requirements. Life insurance agents may ask questions of the client to help assess the client's requirements, such as number and age of dependents. Businesses that offer group life insurance to employees will often seek the help of a life insurance agent or broker to help them design a life insurance program for their benefits package.
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