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Workmen's compensation insurance is a system that requires an employer to pay lost wages and medical expenses of an employee hurt on the job. Benefits vary but can include cash, medical benefits, career rehabilitation benefits, and benefits to dependents in the event of accidental death of the employee. Workers' compensation laws vary from state to state and are governed by commissions, but they all have the same premise. Contractors and independent business owners can purchase workers' compensation policies from private life insurance companies or agencies. To find information about workmen's compensation and what it entails, read up on the subject at your local library, on the Internet, or through your employer.
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