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There are a wide variety of credit cards and other credit plans to choose from. A credit card may be issued by a bank to individuals or businesses as a means of extending a line of credit. When searching for credit cards and other credit plans, there are a variety of resources available to make the choice easier. The Federal Reserve System publishes a credit card survey twice a year, which provides information on specific credit cards and credit card plans. However, credit cards and other credit plans frequently change their policies and rates. For updated information on credit cards and other credit plans, it is a good idea to contact companies directly
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