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The most common type of group insurance policy is the group medical insurance policy. Group insurance policies are insurance polices that cover a group of people instead of a single individual. Many employers take out group insurance policies for their employees. In most states there are several group health insurance providers from which an employer can take out a policy. Many group medical insurance policies are managed care polices and require those under to policies to be treated through HMOs or PPOs. Some group insurance companies specialize in selling group dental insurance policies or group eye care insurance policies. Some insurance companies take sell group auto insurance policies to companies that employ many drivers. These group auto insurance policies usually only cover drivers who are on the clock. Some companies sell group life insurance polices that employers take out to cover their employees.
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