When people want to take out an earthquake insurance policy, they go to an insurance company that sells earthquake insurance. When people want to take out a flood insurance policy, they will go to an insurance company that sells flood insurance policies. Often companies that sell flood insurance also sell earthquake insurance and visa-versa. Some flood and earthquake insurers also sell policies against damage caused by other natural disasters such as wildfire, tornadoes and hurricanes. In places especially prone to earthquakes it is common for homeowner's insurance policies and property insurance policies to not protect against damage caused by earthquakes. For this reason it is smart to take out earthquake insurance policies when living in seismically active areas. In places especially prone to flooding it is common for homeowner's insurance policies and property insurance policies to not protect against damage caused by floods. For this reason it is smart to take out flood insurance in areas where flooding tends to occur.
If you are looking for flood insurance companies or earthquake insurance companies, search under Insurance Flood and Earthquake in Madison using the MagicYellow.com directory.
