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San Diego, California - Adjusters search results Premier Listings

Important Terms Dealing With Insurance Adjusters

The process of filing an insurance claim can be confusing if you're not familiar with the ins and outs of the industry. Unfortunately, insurance companies can benefit from your lack of understanding by getting you to accept an unfair claim settlement. Hiring a public adjuster helps protect your interests when negotiating with insurance companies. Knowing the definitions of the following terms can also give you an advantage during the process.

  • Claim - A request to an insurance company to provide payment for a loss covered by a policy
  • Gross - In insurance claims, the gross amount of a claim is the total dollar figure that the insured is requesting
  • Adjuster - Professional who investigates insurance claims to determine what percentage of the claim should be paid by the company
  • Public - An insurance adjuster who works for the insured who is filing the claim to represent their interests
  • Independent - A self-employed insurance adjuster who is hired by the insurance company; Be careful not to confuse an independent and a public adjuster. The independent adjuster represents the insurance company's interests, not yours.
  • Income - Any money that you receive from wages or other sources; For disability insurance claims, you will receive regular income payments based on the results of the claim.
  • Lump Sum - A large payment from an insurance company for a claim that is given all at once rather than on a monthly, biweekly or other regular basis like income
  • Total Loss - A vehicle that has sustained considerable damage from an accident; With a total loss, the cost to repair the vehicle is more than it is worth. The insurance company gives the owner the current value of the totaled vehicle rather than paying for the repairs.
    Adjusters International
    Utica, NY 13502
    Our professional insurance claim adjusters in the greater San Diego area provide you with services in the event of a disaster. Offering reliable insurance adjustments from our licensed recovery consultants.
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    Alan White & Associates
    120 Birmingham Dr Ste 220c, Cardiff by The Sea, CA 92007
    Never let the insurance company have the final opinion, you need mine. Even if your claim has been denied, we are masters at getting denials overturned. Call our insurance claim services today!
    (760) 942-5375
    Alta Vista Insurance Agency, Inc.
    1020 S Santa Fe Ave Ste K, Vista, CA 92084
    Alta Vista Insurance has operated as a California insurance agency for over 80 years. We firmly believe in treating our clients with respect and unmatched customer service.
    (760) 724-2124
    20/20 Bookeeping & Tax Service
    73744 Highway 111, Palm Desert, CA 92260
    20/20 Strategies offers a unique business model on an ongoing, as needed, or project basis. We offer both day-to-day bookkeeping services and accounting with QuickBooks accounting software.
    (760) 568-0505
    Frank Gates Acclaim
    402 W Broadway, San Diego, CA 92101
    (619) 595-1689
    Livan National Insurance Recovery Services
    625 Broadway Ste 1002, San Diego, CA 92101
    (619) 615-0977
    Frontier Adjusters
    16404 Po Box, San Diego, CA 92176
    (858) 277-2704
    Rudick Insurance Services Inc
    3318 4th Ave, San Diego, CA 92103
    (619) 294-5860
    Richard A Bruno CPA
    2321 Morena Blvd Ste B, San Diego, CA 92110
    (619) 275-0511
    Jackman Stephen
    3111 Camino Del Rio N Ste 400, San Diego, CA 92108
    (619) 225-9854
    Fidelity Mortgage Corp
    4025 Camino Del Rio S, San Diego, CA 92108
    (619) 641-7444
    Greenspan Company The
    1545 Hotel Cir S Ste 190, San Diego, CA 92108
    (619) 794-0411
    Cunningham Lindsey
    2525 Camino Del Rio S, San Diego, CA 92108
    (619) 574-0314
    Speedy Tax Inc
    333 Highland Ave Ste A, National City, CA 91950
    (619) 477-3342
    Policyholders Adjusting Service
    4540 Kearny Villa Rd Ste 215, San Diego, CA 92123
    (858) 569-9190
    Ning Jerry
    4698 Convoy St, San Diego, CA 92111
    (858) 505-8888

    Professionals who are listed in the online directory as independent or public adjusters often use their skills to assess property damage, risk, value, and liability, and write reports that can influence insurance rates. Some consumers find that their insurance companies do not always give them the amount of money that they need after their buildings or real estate have experienced damage from floods, fire, earth quakes, or other types of natural disasters or catastrophes. The consumers therefore turn to independent claim adjusters that can offer them professional information about the value of their property and how much money they need. Consumers should understand that some adjusters offer private, independent services for individuals, but others work for insurance companies. The type of claims adjuster that someone hires often depends on the relationship that he or she has with the insurance company. If for instance, an individual's claim for home or auto damage has been denied by the insurance company, then they could need the services of a private adjuster that will work on their case. Adjusters often have to work with legal experts when a case goes to court. Many insurance companies prefer to reach out-of-court settlements. Even if you do not have to go to court, an independent public adjuster can still provide valuable research that will support your case. You can learn more about the public and private adjusters that work in your area by using the internet to search for their web sites. A professional's site should include information about their depreciation, car accident assessment, research, liability, and home policy services.
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