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Happy Valley, Oregon - Auto Loans search results Premier Listings

Alliance Commercial Credit Group
Making Commercial Credit Fast.
Silver Lining Jewelry & Loan
The Place To Buy, Sell & Pawn.
United Finance Co
We're in the business of serving people.
Check Cash-Western Union
Make Every Dollar Work.
Consolidated Community Credit Union
You Can Join.
Excel Financial
Title loans, auto financing & secured loans.
Credit Concepts
Helping to secure the financing you need.
Money Market Pawn Shop
Easy cash fast!
Advantis Credit Union
Rethink your banking with Advantis. We???re local and member-owned.
The Richards Group Inc
We are a full-service real estate appraisal and consulting firm.
 
Common Auto Loan Terms

Legal documents can be confusing because they often use unfamiliar terms. Auto loans include lots of specialized terminology, but you will be off to a good start if you know just some of the popular auto loan lingo.

  • Amount Financed – The amount financed is the initial dollar amount borrowed to cover the cost of purchasing a vehicle. This amount does not usually include the interest rate cost or other fees.
  • Branded Titles – Auto titles can be branded if the vehicle is involved in an accident and undergoes extensive repairs. Most banks and other lenders will not associate with a loan on a branded title because there is significantly more risk involved.
  • Default – A default occurs if you do not pay your loan on time. Your bank or other lender may repossess your loan’s collateral at this time.
  • Finance Charge – Finance charges are paid in addition to the initial cost of the vehicle and include the interest to be paid, which is determined by your credit rating. Other fees may also apply.
  • Guaranteed Automobile Protection – Some dealerships offer insurance coverage on new vehicles for a short period of time. This gives the new owner time to purchase insurance.
  • Lien – An auto lien typically accompanies an auto loan. A lien gives your lender the legal right to repossess your car if you are unable to make payments as dictated by the loan.
  • Maturity Date – The maturity date of the loan is most commonly the preset date on which the loan will be paid in full. In some cases the loan contract may be renegotiated at this time if the loan has not been fully repaid.
  • Principal – The principal is the amount that you owe on a loan, excluding the interest rate amount that is determined by your credit rating.
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    Lendingtree, Llc
    Be able to afford a new vehicle and stay safe on the road with help from our Happy Valley area auto loans services. Providing the means for anyone to obtain the auto loan they need with our services.
    (1) Review Write a review
     
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Credit Union National Association
    Madison, WI 53705
    Make sure you have all of the latest information before you commit to a new vehicle with our association. Learn more about automobile loans and rates before you sign a new lease or payment plan.
    National Automotive Finance Association
    Hanover, MD 21076
    We are your primary source for auto loans and offer a great deal of information for your financing needs.  We provide facts on finance, interest, and payment options that suit your needs.
    ACE Cash Express
    Money When You Need It Most.
    LendVantage | Business Loans Larry King Endorsed
    Get Pre-Approved for $5K-$250K in Minutes! Must Have $9K Monthly Sales...
     
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    JeremySaysYES.com
    15555 Se Mcloughlin Blvd, Milwaukie, OR 97267
    JeremySaysYes.com Specializes in Bad Credit Auto Loans. If your needing an auto loan for your next Car or Truck purchase, JeremySaysYes.com has your solution.
    (503) 512-9344
    D & C Motorz
    4455 Se 25th Ave, Portland, OR 97202
    Car Dealer, Truck Dealer, Motorcycle Dealer, Used Cars, Used Car Dealer, Pre-owned Vehicles, Used Trucks, Auto Financing, Luxury Pre-owned, Special Order Pre-owned, Cars, Trucks, SUV's, Minivans
    (503) 719-5038
    Fidelity Fleet and Finance
    11880 Sw Pacific Hwy, Tigard, OR 97223
    Quality used car dealer in Tigard, Oregon just minutes from downtown. We specialize in late model used cars, trucks, suvs and vans. We offer Financing for any credit situation.
    (503) 718-6776
    Fidelity Fleet and Finance
    11880 Sw Pacific Hwy, Tigard, OR 97223
    Quality used car dealer in Tigard, Oregon just minutes from downtown. We specialize in late model used cars, trucks, suvs and vans. We offer Financing for any credit situation.
    (503) 718-6777
    Oregon Auto Finance
    1700 Valley River Dr Ste 300, Eugene, OR 97401
    (541) 868-0472


    Buying a car can be tough financially, that's why auto loans were created. Auto car loans can help consumers purchase or lease cars that they can't afford outright. Just like a home mortgage, consumers pay monthly fees on a loan according to specific terms and conditions. The interest rate, combined with the monthly term, sets the amount you pay each month. Eventually, you may own the auto free and clear, or decide to renew the lease or sell it. So who gives out auto loans and approves applications? Banks, credit unions, and other financial institutions usually administer loans on new and used cars. More and more peer-to-peer lending sites are popping up online, presenting an additional option for consumers. Before signing on the dotted line, consumers must shop around for the best interest rates on auto loans, just like they would for the car itself. Since they must apply for a loan and be approved, getting different quotes beforehand gives consumers power over their decisions. Costs vary from lender to lender. Before buying a car or truck from a dealer, the consumer needs to secure a finance deal. For this, they usually head to their local bank. Banks can also advise on vehicle title loans for consumers that are strapped for cash. However, these title loans often feature high interest rates and are generally thought of as a bad idea. A good place to research auto loans is on the Internet. Certain sites can do the legwork for you, comparing and contrasting several different loan companies, and presenting the one that suits you best. Depending on your credit situation, you will pay a low or high monthly payment for your car or truck. Many auto loan providers offer finance options no matter what your credit history looks like.
     
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