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Saint Charles, Maryland - Bankruptcy Services search results Premier Listings

 
Bankruptcy Services and Relevant Key Terms

Bankruptcy services are in place to assist people all over the nation. When you file for bankruptcy, it essentially means that you are declaring by law that you are unable to pay outstanding bills and debts. This may be due to a job loss or financial bind. Regardless, it is important to understand bankruptcy services, and how terminology like chapter 7, consolidate, chapter 13, and credit counseling apply. Below are some key terms to assist you.

  • Chapter 11 Bankruptcy – This is a specific chapter of the United States Bankruptcy Code that concerns companies and businesses. Chapter 11 laws allow businesses to be protected from creditors, while downsizing or restructuring their business and debts.
  • Liquidation – This refers to a process that involves a company ending or coming to an end by redistributing assets. Often courts and attorneys are used if any unsettled debt or consumer lawsuits are involved. Chapter 7 bankruptcy is what governs the process of liquidation.
  • Credit Counseling – Before an individual files for chapter 13 or personal bankruptcy through a lawyer, credit counseling is often recommended. This is to ensure that people are not abusing the legal act of filing for bankruptcy. Credit counseling is provided through a government-approved organization, and it helps educate people on finances and debt.
  • Loan Consolidation – The act of combining debts, so that only one debt or bill remains. A consolidation loan can be taken out in order to pay off other loans or credit card debts. This often means a lower APR or annual percentage rate, and less money lost to interest.
  • Personal Bankruptcy – A legal procedure that involves filing for chapter 13 bankruptcy, which means officially declaring the inability to pay outstanding bills and debts. A court setting and lawyer or attorney are often required.
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    The Law Offices of Craig E. Baumann
    8770 Richmond Hwy, Alexandria, VA 22309
    Local legal team provides representation during divorce, execution of wills and trusts, real estate, bankruptcy, business and traffic cases. Let us assist with any of your legal needs.
    (703) 360-2300
    Law Offices of Tori Bramble
    5252 Cherokee Avenue, Suite 306, Alexandria, VA 22312
    Assisting people with Chapter 7 and 13 bankruptcy filings, security clearance defense, financial problems, DUI, reckless driving, and Board and motor vehicle license suspension defense.
    (703) 740-1192
    Law Offices of Vanessa Pacheco Bell
    2101 L Street Nw #800, Washington, DC 20037
    We are a local bankruptcy law firm servicing Washington D.C. and Maryland. We provide our clients with quality and affordable bankruptcy services to give them a fresh start in their financial life
    (202) 445-4775
    Law Office of Mary Sue Greisman Atty
    2670 Crain Hwy Ste 108, Waldorf, MD 20601
    (301) 870-5417
    Tyler Bartl Ramsdell & Counts PLC
    300 N Washington St Ste 202, Alexandria, VA 22314
    (703) 549-5000
    Watson & Moran LLC
    8401 Corporate Dr Ste 110, Hyattsville, MD 20785
    (301) 429-0505
    Kuney David R
    1501 K St Nw, Washington, DC 20005
    (202) 736-8650
    Amr Bankruptcy Solutions Pllc
    1629 K Street Nw, Washington, DC 20006
    (571) 251-6463
    Arnopol Scott D
    8181 Professional Pl Ste 170, Hyattsville, MD 20785
    (301) 306-5588
    ClearPoint Credit Counseling Solutions
    10104 Senate Dr, Lanham, MD 20706
    ClearPoint Credit Counseling Solutions (CCCS), a national nonprofit, has helped over a million clients to regain their financial foothold through personalized budget, credit and debt counseling.
    (301) 577-1010
    Clearpoint Credit Counseling Solutions
    10104 Senate Dr Ste 236, Lanham, MD 20706
    (410) 850-4229
    The Law Offices of John H Harrison, LLC
    4201 Northview Dr Ste 405, Bowie, MD 20716
    (301) 262-2353
    Mcnamee Hosea Jernigan Kim Greenan & Lynch PA
    6411 Ivy Ln Ste 200, Greenbelt, MD 20770
    (301) 441-2420
    Fisher Nathan
    3977 Chain Bridge Rd, Fairfax, VA 22030
    (703) 691-1642
    K Madden Brian Attorney At Law
    10617 Jones St, Fairfax, VA 22030
    (703) 383-9700


    Deciding to file bankruptcy is an emotional decision. It may delete your debt but it also degrades your credit. If you're overwhelmed by uncontrollable debt, insufficient financial income, or the need to streamline your assets, then bankruptcy liquidation or some other kind of consolidation may be the best idea. Knowledgeable and supportive bankruptcy services are a necessity if you're filing for chapter 7, chapter 11, or even chapter 13. Relief is available. Bankruptcy attorneys are available for restructuring advice, money counseling, or other issues like insolvency and how it affects your company and consumers, if it's a business you're filing for. Whether you are looking to file personal bankruptcy due to excessive loans, credit card debt, medical bills, stratospheric mortgage payments, or whatnot, the attorneys can help with the liquidation process. If your business isn't surviving in the rough economy and you need to eliminate some money problems or perform some kind of financial consolidation, they can help with that too. Assistance is available and there isn't any shame in taking the bankruptcy route. Self abuse is easy but unnecessary. Your credit restores itself after a few years and you can learn the tools to protect your assets in the future. Remember, taking care of your situation now will help you prosper in the future. Contact a bankruptcy lawyer for more basic information if you're unsure about how to start or if you should begin the process at all. Or, if you have one, a financial analyst or bank representative can offer some tips or suggestions for free or at a low cost.
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