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New Ringgold, Pennsylvania - Banks search results Premier Listings

What types of bank accounts are there?

There are many types of bank accounts, such as checking, savings, money market, and certificate of deposit accounts. From personal loans to high interest CDs, knowing what types of accounts are out there will help you determine the right account type for you.

  • Savings Accounts - A savings account is for people who want to set aside money to save. Savings accounts usually pay low interest for any balance that remains in the account, although the interest isn't as high as a certificate of deposit or money market account. There are banks that require you to maintain a minimum balance and charge a fee if your balance goes below that.

  • Checking Accounts - A basic checking account is usually free or low cost and allows for a customer to make deposits and withdrawals, as well as use a debit card and write checks. This type of account usually doesn't pay interest, and there are fees, depending on the financial institution, for certain activity such as being overdrawn or taking money out of another bank's ATM. This type of account is good for someone who is opening their first account, such as a student.

  • Money Market Accounts - Money Market Accounts require the customer to maintain a minimum balance, almost as a loan to the bank. The bank then invests the minimum balance in short-term debt such as treasury bills or certificates of deposit. This is a good account type to have if you want to invest money for interest.

  • Certificates of Deposit - A certificate of deposit (CD) account requires a customer to leave a certain amount of money in the account. The benefit of this type of account is that the bank pays an interest rate on the balance. Another benefit of certificate of deposit accounts is that they often return higher interest than a regular checking or savings account.
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    Commercial Finance Association
    We are the primary commercial banking organization in the country. We list many banking institutions for checking and savings accounts, loan programs, refinancing, and purchasing.  
    American Bankers Association
    Washington, DC 20036
    Our organization promotes issues of national importance for financial institutions and their customers. We provide valuable and extensive information for major bank chains through our organization.
    National Bankers Association
    Washington, DC 20005
    We are an important trade organization for minority and female-owned banks and financial institutions. Get your membership today to receive more resources and business development.
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    Commerce Bank
    3045 N 5th Street Hwy Ste 15, Reading, PA 19605
    Metro Bank offers seven-day banking, free checking, free debit cards, free online banking and 24/7 live customer service as well as commercial banking.
    (610) 603-2400
    Commerce Bank
    2101 State Hill Rd Ste 1, Reading, PA 19610
    Metro Bank offers seven-day banking, free checking, free debit cards, free online banking and 24/7 live customer service as well as commercial banking.
    (610) 685-1200
    Commerce Bank NA
    5140 Perkiomen Ave, Reading, PA 19606
    Metro Bank offers seven-day banking, free checking, free debit cards, free online banking and 24/7 live customer service as well as commercial banking.
    (610) 685-8610
    New Tripoli Bank
    2092 W Penn Pike, New Ringgold, PA 17960
    (570) 386-2921
    Sovereign Bank
    32 Mahanoy Ave, Tamaqua, PA 18252
    (570) 668-3598
    Mauch Chunk Trust Company
    226 Claremont Ave, Tamaqua, PA 18252
    (570) 668-5730
    M&T Bank
    100 E Broad St, Tamaqua, PA 18252
    (570) 668-0640
    Wells Fargo Bank
    17 W Broad St Unit 1, Tamaqua, PA 18252
    (570) 668-1044
    Sovereign Bank
    408 E Broad St, Tamaqua, PA 18252
    (570) 668-1122
    Wells Fargo Bank
    226 Claremont Ave, Tamaqua, PA 18252
    (570) 668-6632
    State Farm Insurance
    2 Dennison St, Tamaqua, PA 18252
    (610) 668-4310
    Sovereign Bank
    333 S Liberty St, Orwigsburg, PA 17961
    (570) 366-1810
    Union Bank & Trust Co
    Route 61, Orwigsburg, PA 17961
    (570) 366-7790
    Susquehanna Bank
    1251 Centre Tpke, Orwigsburg, PA 17961
    (570) 366-8640
    M&T Bank
    100 W Market St, Orwigsburg, PA 17961
    (570) 366-1031

    Choosing a bank for your personal and business financial needs can be stressful. But you have many options for investing your money, and the process doesn’t have to be scary. One of the first decisions you have to make is whether you need a checking or savings account, or both. A checking account is an account that you can write checks from and use a debit card from. A savings account earns higher interest but is designed for longer term investing. You will also need to decide what kind of bank you want to join. You can choose from a large commercial branch, or a credit union. With the larger banks, you can usually access your accounts online. They also let you make deposits at the ATM and even transfer cash this way. But smaller ones tend to yield higher rates on your money. They also offer lower interest on mortgages and student loans. If you like to manage your finances online, there are even banks based on the web. These internet banks can still lend you money via loans just like the others. However, you do lose having a physical space, so you can’t have a safety deposit box at these institutions. Talk to your broker or financial adviser about your needs, and he or she can help you find the right bank. With so many options available, there is bound to a bank that can meet your needs and that makes you feel comfortable. Investing for your future is growing more important every day.
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