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Yonkers, New York - Banks search results Premier Listings

Navy Federal Credit Union
We Serve Where You Serve.
First National Bank
First National Bank
What types of bank accounts are there?

There are many types of bank accounts, such as checking, savings, money market, and certificate of deposit accounts. From personal loans to high interest CDs, knowing what types of accounts are out there will help you determine the right account type for you.

  • Savings Accounts - A savings account is for people who want to set aside money to save. Savings accounts usually pay low interest for any balance that remains in the account, although the interest isn't as high as a certificate of deposit or money market account. There are banks that require you to maintain a minimum balance and charge a fee if your balance goes below that.

  • Checking Accounts - A basic checking account is usually free or low cost and allows for a customer to make deposits and withdrawals, as well as use a debit card and write checks. This type of account usually doesn't pay interest, and there are fees, depending on the financial institution, for certain activity such as being overdrawn or taking money out of another bank's ATM. This type of account is good for someone who is opening their first account, such as a student.

  • Money Market Accounts - Money Market Accounts require the customer to maintain a minimum balance, almost as a loan to the bank. The bank then invests the minimum balance in short-term debt such as treasury bills or certificates of deposit. This is a good account type to have if you want to invest money for interest.

  • Certificates of Deposit - A certificate of deposit (CD) account requires a customer to leave a certain amount of money in the account. The benefit of this type of account is that the bank pays an interest rate on the balance. Another benefit of certificate of deposit accounts is that they often return higher interest than a regular checking or savings account.
    Lendingtree, Llc
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    Commercial Finance Association
    We are the primary commercial banking organization in the country. We list many banking institutions for checking and savings accounts, loan programs, refinancing, and purchasing.  
    American Bankers Association
    Washington, DC 20036
    Our organization promotes issues of national importance for financial institutions and their customers. We provide valuable and extensive information for major bank chains through our organization.
    National Bankers Association
    Washington, DC 20005
    We are an important trade organization for minority and female-owned banks and financial institutions. Get your membership today to receive more resources and business development.
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    Mariner's Bank
    10 Madison Avenue, Creskill, NJ 07626
    We are a community-focused bank founded by a conscientious group of community leaders and local investors determined to provide a better alternative to big city banking.
    (201) 503-1333
    Approved Financial
    1013 Teaneck Rd, Teaneck, NJ 07666
    Approved Funding is a licensed, direct lender mortgage bank. We provide financing for every situation, and have the power to approve your application with ease and efficiency, no matter how unique your needs.
    (201) 833-0123
    Cross River Bank
    885 Teaneck Rd., Teaneck, NJ 07666
    Full service mortgage lender offering FHA, VA and conventional products. Also help with 203K, 100% LTV, stated income, coop and condo loans, with 24-hour mortgage pre-approval. No upfront cost and no obligation, ever.
    (646) 350-6950
    Sterling National Bank
    1 Executive Blvd Ste 180, Yonkers, NY 10701
    (914) 964-5252
    Hudson Valley Bank
    61 S Broadway, Yonkers, NY 10701
    (914) 968-8375
    Atlantic Bank
    1 Manor House Sq, Yonkers, NY 10701
    (914) 968-3762
    Hsbc Bank
    16 S Broadway, Yonkers, NY 10701
    (914) 965-7300
    Citibank N A
    86 Main St, Yonkers, NY 10701
    (914) 964-2479
    Chase Bank
    270 Saw Mill River Rd, Yonkers, NY 10701
    (914) 964-0454
    Chase Bank
    92 Main St Ste 2, Yonkers, NY 10701
    (914) 376-0146
    Yonkers Savings & Loan
    1 Manor House Sq, Yonkers, NY 10701
    (914) 964-6690
    Washington Mutual
    29 S Broadway, Yonkers, NY 10701
    (914) 423-3423
    USA 1 Car Service
    99 Hawthorne Ave, Yonkers, NY 10701
    (914) 965-2500
    Chase Bank
    47 S Broadway, Yonkers, NY 10701
    (914) 964-0450
    Chase Bank
    984 N Broadway, Yonkers, NY 10701
    (914) 966-0329

    Choosing a bank for your personal and business financial needs can be stressful. But you have many options for investing your money, and the process doesn’t have to be scary. One of the first decisions you have to make is whether you need a checking or savings account, or both. A checking account is an account that you can write checks from and use a debit card from. A savings account earns higher interest but is designed for longer term investing. You will also need to decide what kind of bank you want to join. You can choose from a large commercial branch, or a credit union. With the larger banks, you can usually access your accounts online. They also let you make deposits at the ATM and even transfer cash this way. But smaller ones tend to yield higher rates on your money. They also offer lower interest on mortgages and student loans. If you like to manage your finances online, there are even banks based on the web. These internet banks can still lend you money via loans just like the others. However, you do lose having a physical space, so you can’t have a safety deposit box at these institutions. Talk to your broker or financial adviser about your needs, and he or she can help you find the right bank. With so many options available, there is bound to a bank that can meet your needs and that makes you feel comfortable. Investing for your future is growing more important every day.
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