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Modesto, California - Credit Repair Service search results Premier Listings

 
Common Credit Repair Service Terms

An important part of managing personal finances is understanding credit and maintaining a good credit history. There are many services available for individuals recovering from credit problems or trying to improve their credit score. Below are five terms to be familiar with when using credit repair services.

  • Credit Repair Service - A service that attempts to help consumers improve their credit rating or obtain credit. Credit repair services research and contest billing and reporting errors on a client's credit report. They also contact a client's creditors to attempt to negotiate reduced payments or fee waivers and to arrange reduced settlements or removal of collections status for accounts sent to a collection agency.
  • Credit Report - A record of a consumer's past borrowing and debt repayment produced by a credit bureau. A credit report includes a credit score, which is an estimate of the risk involved in lending to a consumer. In the United States there are three main credit reporting bureaus and each consumer is entitled to one free credit report annually.
  • Debt Consolidation - Taking out a loan to pay off several other debts. Debt consolidation combines many payments into one for convenience, to secure a lower interest rate, or to spread repayment over a longer period to lower payments.
  • Bankruptcy - A legal status through which an individual or business is discharged from some or all debt. When an individual declares bankruptcy, it will remain on their credit report for up to ten years.
  • Credit Counseling - Counseling services intended to help a consumer improve their credit score or develop a reasonable plan to recover from too much debt. Credit counselors assist consumers in understanding what factors influence their credit score and how to manage credit.
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    South Beach Credit
    Our expert credit repair services in the local Modesto area can make a huge difference in your finances. Raise your credit score faster with help from our credit repair services.
    American Financial Services Association
    Washington, DC 20006
    If you have filed bankruptcy or gotten too far in debt, find a credit repair service with our association. We list all of the best financial service institutions in the country with our association.
     
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    Credit Repair Modesto
    1006 H St, Modesto, CA 95354
    To get any more information about company call us anytime of day. Call us now to place your order from local Dealer. We are local authorized dealer for the company. You may place order anytime from 24
    (209) 584-0524
    Credit Repair Modesto
    901 H St, Modesto, CA 95354
    We are local authorized dealer for the company. Buy from Local dealer and get piece of mind. Place order with Loca Authorized dealer of the company in your town. Call us now to place your order from L
    (209) 208-6186
    Modesto Credit Repair
    1705 Coffee, Modesto, CA 95355
    Place order with Local Authorized dealer of the company in your town.Buy from Local dealer and get peace of mind.We are local authorized dealer for the company.Call us now to place your order from loc
    (209) 208-5790
    Stanislaus Debt Consolidation
    1208 J Street, Modesto, CO 95354
    We are local authorized dealer for the company.Call us now to place your order from local Dealer.Its very easy to place order via phone. We are available 24 hours 7 days a week.To get any more informa
    (209) 208-6205
    Cohen Credit Repair
    3430 Tully Rd, Modesto, CA 95350
    (209) 222-5816
    All Over USA Credit Repair
    2031 Yosemite Blvd, Modesto, CA 95354
    (209) 577-4611
    Restored Credit Repair
    462 Chablis Way, Manteca, CA 95337
    Complete credit repair services, removal of inaccuracies, collections, charge offs, late payments, repossessions, judgments, tax liens, bankruptcies, medical collections and more. Fix your credit now.
    (209) 679-3417
    A American Debt Consolidation
    241 W Main St, Turlock, CA 95380
    (209) 656-8404
    Credit Repair Turlock
    241 W Main St, Turlock, CA 95380
    Call us now to place your order from Local Dealer. We are happy to serve to you 24*7. You may place order anytime from 24 hours of 7days a week with us. Please feel free to call us anytime for any que
    (209) 600-3069
    California Credit Repair Service's
    1119 Adam St, Tracy, CA 95376
    (209) 836-9800
    Credit Repair
    111 W 10th St, Tracy, CA 95376
    (209) 833-0187
    Credit Repair Stockton
    502 N Hunter St, Stockton, CA 95202
    You may place order anytime from 24 hours of 7days a week with us. Please feel free to call us anytime for any question about placing order or for the service. To get any more information about compan
    (209) 644-2226
    Stockton Credit Repair
    1403 W. Oak St, Stockton, CA 95203
    Its very easy to place order via phone. We are available 24 hours 7 days a week.To get any more information about company call us anytime of day.Please feel free to call us anytime for any question ab
    (209) 208-5780
    Credit Repair
    121 W Lodi Ave, Lodi, CA 95240
    (209) 367-1270
    Credit Repair Lodi
    121 W Lodi Ave Lodi, Lodi, CA 95240
    You may place order anytime from 24 hours of 7days a week with us. Please feel free to call us anytime for any question about placing order or for the service. To get any more information about compan
    (209) 208-6187


    If you’ve had some issues with debt, you may want to look into a credit repair service. The specialists at a credit repair agency can help you get back on track. The first thing your consultant will do is look over your credit history and report. This will contain your FICO score, or credit score. Your credit score and the rest of the report will tell them where your biggest financial needs are. They will help you identify opportunities for debt consolidation and offer you information on the steps to recovery. Once they have identified your biggest problems, they will offer you advice on how to fix your credit score. One option to improve your score is to build good credit. You do this by opening a new credit card with a low balance. If you use the card on consumer goods and services, and pay it off every month, you will be taking steps toward recovery. Of course, not everyone’s debt can be recovered. If you are in too much debt your consultant might advise you to claim bankruptcy. This should be the last option, however, as it can severely damage your credit making it hard to get loans, such as mortgages which are acquired when purchasing a new home. For more information on repairing your credit, you should talk to a credit bureau. This company will find the repair program that is right for you. If you need additional information, try a nonprofit counseling service. This counseling helps consumers and businesses deal with managing their credit.
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