Login | Join | Write a Review
Add Your Business | Login to the Business Center
What? (e.g. Tax Attorneys or Charities)
Where? (e.g. Weston, MA or 02493)

Palm Desert, California - Credit Unions search results Premier Listings

Navy Federal Credit Union
We Serve Where You Serve.
First National Bank
First National Bank
Terms to Know About Credit Unions

A credit union can perform many of the same functions as a bank. However, membership is limited to those that share a common bond, such as living in the same community. They may offer a better interest rate if you want to save money. They also may offer lower rates on loans, for example if you need to finance a large purchase. As you are considering institutions in your community, below are some terms to be familiar with.

  • Advice - An institution’s written acknowledgement of a transaction related to your account, for example that a check has cleared.
  • Demand deposit - Funds in a member’s account that are subject to withdrawal on demand.
  • Loan draft - A mechanism that allows a member to draw funds against an existing loan amount.
  • NCUA - National Credit Union Association, the federal regulatory agency responsible for chartering, examining and insuring any federal institution of this type. Also may insure the accounts in many state-chartered institutions as is sometimes required by state law.
  • Share draft account - A checking account. Your dollars on deposit are referred to as shares.
  • Yield - The interest rate paid on an account or certificate of deposit.
  • Average daily balance - A method used to set the interest on the balance of a loan from a bank or other finance institution. Purchases are added to the existing balance and then payments subtracted, and the result divided by the number of days in the month.
  • Certificate of deposit - A receipt for funds deposited for a specific period of time and at a certain interest rate.
    Lendingtree, Llc
    Discover the convenient and affordable way to manage your finances by choosing our local Palm Desert area credit unions. Providing low cost banking options for happy customers at our credit unions.
    (1) Review Write a review
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Sort By Limit By City Distance
    Visterra Credit Union
    23540 March Memorial Dr, Moreno Valley, CA 92553
    We are non-profit financial institution. We offer many of the same products and services as banks-including savings and checking accounts, loans, ATMs.
    (951) 656-4411
    Rafe Federal Credit Union
    6876 Magnolia Ave Suite A, Riverside, CA 92506
    Looking for an honest, uncomplicated, dependable relationship? One where you’re appreciated? No need to look any further. At RAFE Federal Credit Union we sincerely value your business.
    (951) 682-1555
    California Coast Cu
    San Diego, CA 92111
    What you'll love about California Coast Credit Union are our great rates, free services and friendly staff! Since we're not-for-profit, we see you as a person and not a number.
    (858) 495-1600
    Palm Springs City Employee Federal Credit Union
    425 N Civic Dr, Palm Springs, CA 92262
    (760) 327-7474
    Arrowhead Credit Union
    1430 Beaumont Ave, Beaumont, CA 92223
    (951) 845-6303
    Altura Credit Union
    320 S Sanderson Ave, Hemet, CA 92545
    (951) 658-3776
    Pacific Marine Credit Union
    31709 Temecula Pkwy, Temecula, CA 92592
    (951) 302-8880
    Arrowhead Credit Union
    33598 Yucaipa Blvd Ste 1, Yucaipa, CA 92399
    (909) 797-7190
    Schoolsfirst Federal Credit Union
    12831 Moreno Beach Dr Ste 107, Moreno Valley, CA 92555
    (800) 462-8328
    Navy Federal Credit Union
    4920 Adobe Rd, Twentynine Palms, CA 92277
    (888) 842-6328
    Pacific Marine Credit Union
    40325 Winchester Rd, Temecula, CA 92591
    (760) 430-7511
    Pacific Trust Bank
    27425 Ynez Rd, Temecula, CA 92591
    (951) 699-9091
    Alaska USA Federal Credit Union
    42171 Big Bear Blvd, Big Bear Lake, CA 92315
    (909) 878-3730
    Advanced Cardiovascular Systems Inc
    26531 Ynez Rd, Temecula, CA 92591
    (951) 914-2550
    Alaska USA Fcu
    42170 Big Bear Blvd, Big Bear Lake, CA 92315
    (909) 878-0523

    Modern credit unions have existed in one form or another since 1852, when the accountant and scholar Franz Hermann Schulze-Delitzsch consolidated two of his pilot projects to form the world's first union. Since then, credit unions have evolved to become complex finance institutions, governed and controlled by a community of members. Today, credit unions exist in nations and states across the globe, and they remain dedicated to serving the financial needs of their community of members. These needs may vary from legal financing to home equity financing to auto financing, or anything in between. Members rely on their unions to establish checking and savings accounts. They also use them for all of their credit card and ATM needs. And they often use them to take out loans as well. Credit unions are typically, but not always, smaller than banks, and unlike banks, their interest rates are established by their members. Credit unions are completely secure, and they may be chartered at the state or federal level. Federal unions are generally more tightly regulated than state unions. But both offer interested members a variety of ways to save money and properly finance their lives. Anyone interested in learning a little more about these interesting financial institutions ought to consider contacting a member of their nearest credit union. If you decide to apply to become a member of a union, and you're approved by the existing members, you could start saving large quantities of money almost instantly. Personal financial freedom could be just a phone call away!
    Showing Listings 1 - 15 of 100
      next page  
    Related Categories
    Nearby Cities
    Store Locator

    Add your Business
    Stop playing hide and seek. Get found and gain traffic with MagicYellow.com