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Johannesburg, California - Dental Plans search results Premier Listings

A Glossary of Popular Dental Plan Terms

Even if you clean your teeth every day and follow a flossing routine, you may wish to get an individual dental health plan or one for you and your family. You’ll likely see these terms in different insurance plan contracts.

  • Annual maximum – Your annual maximum is the highest cost of coverage that a dental plan will offer yearly.
  • Benefits – A benefit may come in terms of a percentage discount or full coverage minus a co-payment.
  • Co-payment – This is the amount you pay at the time of care. It is usually a somewhat cheap amount, such as $25 for a root canal or $20 to have them fill a tooth cavity. Your co-payment may increase for an expensive procedure, such as getting braces.
  • Diagnostic and preventative services – Services such as x ray exams and oral evaluations fall under the category of diagnostic and preventative. You usually pay the same percentage for all of these services.
  • DHMO – A Dental Health Maintenance Organization (HMO) plan is much like a medical HMO. You see designated providers, pay copayments, and receive free routine check-ups. DHMOs often have an annual maximum and affordable premiums.
  • Lifetime maximum – The total amount that a plan will pay during the course of an individual lifetime for certain services, such as orthodontic treatment, is the lifetime maximum.
  • Limitations and exclusions – Each insurance plan will have different limitations and exclusions, or procedures for which they don’t extend coverage. Bleach jobs to whiten enamel, for example, may not be covered.
  • Major services – Your contract will give a set percentage discount on major services. Crown and denture mold procedures often fall into this category.
  • PPO – A Preferred Provider Organizations (PPO) plan allows you and your family or group to see a certain roster of dentists. Premiums are usually higher for PPOs.
    Group dental plans, individual dental plans, family dental plans and more available to those in the Johannesburg area. Make sure you have the most comprehensive coverage with our dental plans.
    (2) Reviews Write a review
    User Review: "Cheap affordable coverage at a good price.Ins is not something you use everyday why pay a gold premium for something you..." - David (CA)
    Fort Lauderdale, FL 33324
    Find the preferred service for choosing your dental plans in the local Johannesburg area from our experts. Making sure you have the affordable coverage you need from our dental plans.
    (2) Reviews Write a review
    User Review: "No dentists that I have contacted from the list of dentalplans.Com accepted their plan. I want my money back."
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    Half Dental
    16476 Bernardo Center Dr, San Diego, CA 91730
    Find a Dentist San Diego, Dentures, Dental Crowns, Dental Implants, Cosmetic Dentistry and More at Half Dental. Call 520-369-4313 set an appointment today!
    (619) 377-7137
    Glendale Perfect Smiles
    1415 E Colorado St., Suite C, Glendale, CA 91205
    We at Glendale Perfect Smiles are committed to giving our clients the best and most professional dental services possible.
    (818) 545-9800
    Lowest Dental Insurance
    504 S Garey Ave, Pomona, CA 91766
    Lowest Dental Insurance helps Pomona residents get a dental insurance plan that they can afford while saving them up to $597 a year.
    (909) 242-8451
    Salman Dental DR
    927 Armory Rd, Barstow, CA 92311
    (760) 252-4488
    Hi-Desert Dental Centers
    1745 W Avenue K Ste C, Lancaster, CA 93534
    (661) 723-5400
    Victorville, CA 92394
    (888) 769-0142
    Valley Dental Practices
    15080 7th St Ste 7, Victorville, CA 92395
    (760) 243-5410
    Palms Oral Surgery Center
    843 Auto Center Dr Ste B, Palmdale, CA 93551
    (661) 538-1400
    Hi-Desert Dental Centers
    2205 E Palmdale Blvd, Palmdale, CA 93550
    (661) 273-1333
    Alan Mazi Management Co
    11949 Hesperia Rd, Hesperia, CA 92345
    (760) 244-2009
    ABC Family Dentistry
    2400 Wible Rd, Bakersfield, CA 93304
    (661) 833-1533
    Crystal Bright Smile
    7502 Foothill Blvd, Tujunga, CA 91042
    (818) 352-8200
    Occidental Universal Insurance & Financial Service
    825 S Primrose Ave, Monrovia, CA 91016
    (626) 303-2850
    South Lake Dental
    600 S Lake Ave Ste 206, Pasadena, CA 91106
    (626) 844-6674
    Western Dental
    1107 N San Fernando Blvd, Burbank, CA 91504
    (818) 295-2565

    Dental insurance is often held separately from other health insurance. However, it tends to work in a similar manner. Affordable coverage is most often acquired through an employer. However, some employers that offer health insurance may not offer dental coverage. Individual and family plans are available. Another alternative is discount dental plans, where individuals sign up to obtain cheaper treatment from dentists registered with the plan. This is not technically insurance. Also, dental insurance tends to cover less than regular health insurance. Health insurance may also cover major dental work, such as a tooth lost in an accident, or work related to other medical conditions, such as enamel weakness from celiac disease. Dental insurance generally covers essential care such as routine checkups. It may or may not cover dentures, but will usually cover cleanings. Fillings, crowns and root canals are generally covered, as are X rays. However, it seldom covers orthodontic treatments such as molds and braces or bleaching and whitening procedures that are generally considered cosmetic. Obviously, it does not cover things done at home such as flossing. Plans may be either HMO or PPO, both working the same way as with regular insurance. PPO plans tend to give members more choice as to where to go for treatment. Group plans are generally cheaper than ones obtained by individuals and often offer better benefits. Most will cover the employee's family. Most insurance plans have a waiting time before services are covered, usually three months for fillings and six for more serious treatment such as root canals or wisdom tooth removal.
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