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West Bend, Wisconsin - Health Insurance search results Premier Listings

Important Words to Know When Buying Health Insurance

Health insurance is one of the most important purchases that a person makes. Unfortunately, selecting a personal health insurance plan is a complicated process, and you may find it difficult to decide what type of coverage is best for you. The following terms are among commonly used vocabulary for insurance companies. Understanding their meanings can lead to an informed decision about your personal health insurance plan.

  • Group - Health insurance that you receive through your employer, a union, a social organization or other group.
  • Individual - Health insurance that you purchase on your own.
  • Premium - The fee that you pay to an insurance company to cover the cost of your coverage. If you have a group plan, the premium is usually deducted from your paycheck. If you have an individual plan, you'll pay the premium yourself on an annual, semi-annual, monthly or biweekly basis.
  • Copayment - Set dollar amount that you pay to a health care provider at the time that they provide services.
  • Deductible - Fixed dollar amount that you must pay out-of-pocket before your health insurance plan will cover the cost of your care.
  • HMO - Type of health insurance in which you must visit a physician or hospital from within an approved network; typically does not have deductibles; stands for health maintenance organization.
  • PPO - Type of health insurance with greater flexibility in terms of choosing a physician; often has deductibles; stands for preferred provider organization.
  • Preexisting Condition - Health condition that you have prior to applying for health insurance. With a group policy, you typically cannot be denied coverage for a preexisting condition if you sign up during your company's open enrollment period. With an individual policy, you may be denied coverage for preexisting conditions, or the conditions may not be covered until a certain amount of days after the policy's effective date.
    American Association of Health Plans
    If you provide health insurance or services, you qualify for our prestigious association. Committed to promoting fair and ethical practices in the health insurance industry for agents and clients.
    Brookfield, WI 53005
    We make sure health insurance in the West Bend area is affordable and accessible for everyone. Even if you have preexisting conditions, call our health insurance in the West Bend area today.
    National Center for Assisted Living
    Washington, DC 20005
    If you're looking for the most credible and affordable supplier of health insurance, check our association. Featuring only the most preferred carriers of health insurance coverage in the country.
    Association for Long Term Care Insurance
    Thousand Oaks, CA 91362
    Our association is dedicated to promoting the importance of planning for long-term care needs. This includes many aspects as well as health insurance plans for those requiring long term care.
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    American Family Insurance - Scott Hood
    W168n8932 Appleton Ave, Menomonee Falls, WI 53051
    When it comes to insurance, we've got all of your needs covered. our independent agents offer a long list of products, including dental, automobile, home, and health policy options.
    (262) 255-1518
    State Farm Insurance
    135 Cottonwood Ave, Hartland, WI 53029
    State Farm's mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. State Farm products include auto insurance.
    (262) 367-2627
    Dave Bomhack - State Farm Insurance Agent
    21150 W Capitol Dr, Pewaukee, WI 53072
    State Farm's mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. State Farm products include auto insurance, home owner insurance, Comme
    (262) 781-2700
    Rem Wisconsin Inc II
    1500 Jefferson St, West Bend, WI 53090
    (262) 334-1210
    Physician's Mutual Insurance Company
    805 E Badger Ln, West Bend, WI 53095
    (262) 306-0901
    Degnitz Roger Agency
    566 County Road H, Fredonia, WI 53021
    (262) 692-2422
    Lau Ronald C Agency Inc
    844 W State St, Hartford, WI 53027
    (262) 673-5850
    Multiline Insurance Agency
    W62n536 Washington Ave, Cedarburg, WI 53012
    (262) 375-2288
    Senior Health Insurance Specialists
    795 Cedar Creek Rd, Grafton, WI 53024
    (262) 375-9804
    Aurora Advanced Healthcare Inc
    3055 Hubertus Rd, Hubertus, WI 53033
    (262) 628-5161
    Mayville Insurance Agency
    1784 Horicon St, Mayville, WI 53050
    (920) 387-2140
    Blue Cross & Blue Shield
    145 S Pioneer Rd, Fond Du Lac, WI 54935
    (920) 923-7575
    Leonard Insurance Services
    11649 N Port Washington Rd Ste 207, Mequon, WI 53092
    (262) 241-8610
    Community Care Inc
    1333 W Towne Square Rd, Mequon, WI 53092
    (262) 240-0083
    Colton Tax Service
    104 S Main St Ste 520, Fond Du Lac, WI 54935
    (920) 922-7432

    Health insurance is collectivism in regards to health care expenses and medical fees. A group of people buy into a health coverage plan as either a group or individual consumers, to insure that they can afford health care in case they get sick or in case of an emergency. Each party pays a premium so whenever they go to a doctor's office for a visit or checkup, they can pay a small deductible instead of a large bill. There are many debates about health care in the United States and the rest of the world, but it is an important thing to have for you and your family. Health insurance can mean and cover a wide variety of plans. You can buy an insurance plan for a group, such as a business, or get individual plans for members of your family. There are private health care coverage plans and government sponsored plans. Most universities even have their own health care plans for attending students. Also, different types of health coverage plans cover different types of services. While some PPO's cover hospital bills, other HMO's are more comprehensive and also cover dental visits. Check to see if your company's insurance covers dental, vision, and other members of your family or if you will need to purchase separate individual plans. It is prudent to do some research about the health insurance business before making any commitments. Access your favorite online search engine and type in related keywords such as health quotes, insurance plans, hospital deductibles, and doctor visits. Find out as much information about this industry so you can make an informed decision.
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