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Saint Charles, Maryland - Health Plans search results Premier Listings

Important Health Plan Terms

Medical bills are expensive, but a health plan can help. There are plans to suit different personal needs. Some policies only help with preventive care, while others include full dental coverage. The following are some important terms relating to health plans.

  • Health Maintenance Organizations – For this insurance, members select from doctors, dentists, and other specialists that are approved by the insurance company. The insurance company pays all the bills. Members of HMOs typically pay a monthly premium and may also be responsible for a copayment.
  • Fee-for-Service Health Plan – For this type of insurance, the provider essentially pays a certain percentage of the insured individual’s medical bills. There is usually a limit as to how much the member has to pay in one year. Typically, choice of medical professionals depends solely on the member's personal preference.
  • Preferred Provider Organization – A PPO is a mixture of a HMO and a Fee-for-Service Plan. Members select medical professionals from a provided list. Visits to these practitioners will be covered by the health plan. Unlike HMOs, PPOs do allow visits to unapproved professionals, though only a portion of the fees will be covered.
  • Coinsurance – This is the part of medical fees that must be paid by the member of the health plan. Oftentimes this amount is a certain percentage of the total fees.
  • Copayment – A copayment is made when services are provided by a medical practitioner. Copayments are typically small and remain the same.
  • Deductible – This is the amount that an individual needs to pay before the health plan will begin paying bills.
  • Network – A network is the medical professionals and facilities that are available to plan members. A policy may only cover expenses from within the network.
    American Association of Health Plans
    If you provide health insurance plans or coverage of any kind, you could be eligible to join our association. Offering a directory of health plan providers so customers can find you faster.
    National Center for Assisted Living
    Washington, DC 20005
    If you're not sure how to find the best health plans for you and your family, you can find one through our association. Representing all of the best licensed health care services in the country.
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    Global Interventions, Llc
    1727 King Street, Suite 310, Alexandria, VA 22314
    Contact us at (877) 702-3284 in Alexandria, VA, to learn more about our behavioral health services. Contact us at (877) 702-3284 in Alexandria, VA, to learn more about our behavioral health services.
    (571) 551-6098
    Community Health Care Inc
    1300 Mercantile Ln Suite 136-F, Upper Marlboro, MD 20774
    Our registered nurses, certified nurse aides, personal care assistants and social workers render services to individuals with physical and mental disabilities, social and environmental needs and financial limits.
    (301) 341-2273
    BG Healthcare Services
    450 W Broad St, Falls Church, VA 22046
    (1) Review Write a review
    (703) 533-0311
    User Review: "My mom needed someone to have physical therapy at home because she was home bound. Had been with another agency, but the..." - houston (VA)
    Securecare Services LTD
    6718 Flying Squirrel Ct, Waldorf, MD 20603
    (301) 645-9245
    United Health Group
    2332 Audrey Manor Ct, Waldorf, MD 20603
    (301) 638-4182
    Essential Support Services
    9102 Helmsley Dr, Clinton, MD 20735
    (240) 348-4285
    Maryland Healthcare Services
    4810 Saint Barnabas Rd, Temple Hills, MD 20748
    (301) 899-6070
    X Cel Primary Care
    6228 Oxon Hill Rd, Oxon Hill, MD 20745
    (301) 686-1222
    5801 Allentown Rd, Suitland, MD 20746
    (301) 423-0314
    28492 Oema Ct, Mechanicsville, MD 20659
    (301) 884-5426
    Newbridge Spine & Pain Center
    70 Sherry Ln Ste 202, Prince Frederick, MD 20678
    (410) 414-9229
    Universal Healthcare Management
    2810 Walters Ln, District Heights, MD 20747
    (301) 735-1635
    Unity Health Care
    3720 Martin Luther King Jr Ave Se, Washington, DC 20032
    (202) 562-6930
    The Health Management Academy
    515 Wythe St, Alexandria, VA 22314
    (703) 548-1067
    Stat Medical Consulting Inc
    8501 Bayside Rd Unit C3, Chesapeake Beach, MD 20732
    (443) 964-5950

    Health care plans are available to individuals, married couples, and families around the US. In fact, these plans are designed specifically to assist people with paying for simple immunizations, dental appointments, vision care, and yearly visits to the doctor's office. Various medical procedures, pharmacy prescription drugs, and long term health plans are available to suit different needs. These programs are managed by the HMO, and most people feel they are necessary when it comes to physicians and medical care. With so many different health care providers and managed life insurance coverage plans on the market, things can get confusing. The key is to learn what you can about POS, disability clauses, preventative care programs, and indemnity clauses in health insurance plans. While some individuals may prefer health care coverage that provides long term disability care, others may look for insurance plans that focus more on pharmacy prescription drugs. It all depends on what you need, and what preventative programs are available. In the United States alone, there are plenty of doctors, dentists, and specialty physicians that are affiliated with health care coverage plans. Therefore people across the nation are covered with medical insurance from various HMO providers. Take a moment to get more information concerning health insurance, pharmacy prescriptions, immunizations, disability maintenance, and long term care programs online. The World Wide Web is a wonderful resource for those who desire to learn more about this important industry and the way it works. If you have specific inquiries, you can likely contact a health care provider to learn more.
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