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Cape Coral, Florida - Homeowners Insurance search results Premier Listings

GEICO Insurance Agent
You Could Save on Home Insurance. Talk to an Agent & Get a Quote Today
Dawn Sullivan - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Christy McIntyre - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Third Federal Savings & Loan
Strong. Stable. Safe. Since 1938.
Acceptance Auto Insurance
Call, Click Or Come In. You. Your Terms. Accepted.
Panther Plumbing Inc
We Provide Complete Plumbing Services At Affordable Prices. Call Now!
Sea Trek Deep Sea Fishing
A Reel Expert Can Tackle Anything. Call Us Today!
Next Plumbing
Plumber for drain, pipe, faucet and toilet installations and repairs.
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First National Bank
First National Bank
Homeowner Insurance Definitions

Buying insurance is important to protecting your greatest investment, your own home. Sometimes one does not realize the importance of homeowner's insurance until after a life threatening event like a fire has destroyed your personal property. But insurance policies also protect against the unexpected, like that dead tree you've been meaning to get around to removing finally falling onto your neighbor's house. If you own a home, you need a good homeowner insurance policy. Most insurance policies will often include the following terms, so familiarize yourself with them.

  • Insurance – A contract between two parties where one party agrees to pay the other a set amount of money over time in return for protection and compensation against future events.
  • Premium – The amount a home insurance company charges for risks of insuring a home over time. Premiums vary greatly depending on the value of the house and the amount of coverage
  • Liability Coverage – Covers losses that a homeowner is legally responsible for due to negligence. Specifics will be outlined in the insurance policy.
  • Hazard – A dangerous event, such as an earthquake, fire or flood that can cause damage to your home. Policy terms differ and you may need to purchase additional hazard insurance.
  • Dwelling Coverage – Pays for damage and destruction to your house and surrounding property.
  • Personal Property Coverage – Pays for damage and destruction to the contents of the house.
  • Medical Bill Coverage – Pays for medical needs of people injured on your property.
  • Loss of Use – Pays for living expenses if you cannot stay in your house due to a hazardous event and protects the quality of life of the house's inhabitants.
  • Equity – Money value of a property in excess of any liability against it.
    National Association of Insurance Commissioners
    Kansas City, MO 64108
    If you're looking for the most reliable and affordable homeowner's insurance coverage near you, let our association help. We provide the widest directory or insurance providers in your area.
    American Insurance Association
    Washington, DC 20036
    Providing constructive solutions for industry issues through our prestigious association. If you are in the insurance industry as any type of carrier, you can gain more resources from our association.
    Mr. Rooter of Southwest Florida
    Plumber for drain, pipe, faucet and toilet installations and repairs.
    Florida Plumbing On Call
    Plumber for drain, pipe, faucet and toilet installations and repairs.
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    Lott & Gaylor Inc
    2120 W First St, Fort Myers, FL 33901
    Premier local provider of quality insurance coverage. Offering insurance for medical, health, auto, home, and much more. Our agents are ready to help you choose the best insurance policy to fit your needs and your budget.
    (239) 337-2221
    Halbrehder Family Agency
    601 Del Prado Blvd N Ste 11, Cape Coral, FL 33909
    Family owned insurance agency specializing in Auto Insurance, Home Insurance, Car Insurance, Homeowner's Insurance, and Business Insurance. We're an insurance broker; let us do the shopping for you.
    (239) 772-1287
    Lee County Insurance Agency
    390 Pondella Road #1, North Fort Myers, FL 33903
    Lee County Insurance Agency In N. Fort Myers Offers affordable insurance options for mobile home, Commercial, Condo and auto. Let us protect the dreams you have worked so hard to achieve.
    (239) 656-5551
    Fed Usa Insurance
    303 Ne 3rd Ave, Cape Coral, FL 33909
    If you are in need of affordable complete insurance protection, be sure to contact our agents and agency. We offer the best in home, life and auto insurance policies. Call us for more information.
    (2) Reviews Write a review
    (239) 573-6458
    User Review: "O not go anywhere else for your insurance needs this office is great they found the right price and company to insure my..."
    Elaine Jennings Insurance
    4637 Vincennes Blvd Ste 7, Cape Coral, FL 33904
    (239) 540-4200
    Absolute Insurance Agency
    1406 Se 46th Ln, Cape Coral, FL 33904
    (239) 540-7000
    Oswald Trippe and Company Inc
    4707 Se 9th Pl, Cape Coral, FL 33904
    (239) 772-5400
    Ken Schuman Agency
    4533 Del Prado Blvd S Ste A, Cape Coral, FL 33904
    (239) 542-5700
    Insurance Megastore II
    1716 Cape Coral Pkwy E, Cape Coral, FL 33904
    (239) 205-1500
    Olin Hill & Associates
    2804 Del Prado Blvd S Ste 107, Cape Coral, FL 33904
    (239) 945-1900
    Nationwide Insurance
    447 Cape Coral Pkwy E Ste 101, Cape Coral, FL 33904
    (239) 542-5300
    Insurance MegastoreII
    1716 Cape Coral Pkwy E, Cape Coral, FL 33904
    (239) 205-1500
    Cape Coral
    1103 Cape Coral Pkwy E Ste A, Cape Coral, FL 33904
    (239) 549-6255
    Torres Insurance Agency
    540 Se 47th Ter, Cape Coral, FL 33904
    (239) 945-1118
    Sawyer Insurance Inc.
    1412 Royal Palm Square Blvd Ste 104, Fort Myers, FL 33919
    (239) 275-0700

    As a homeowner, you want to be sure your house is protected in the event of an accident or theft. Not protecting your home could lead to great monetary responsibility in the event of a flood, fire, or earthquake. Protect your home with homeowner’s insurance. This type of insurance, also called hazard insurance, covers loss of property due to a variety of causes, from natural disaster to vandalism. Homeowners can take out this insurance through their regular insurance company. Through this insurance, a policy holder can enjoy additional protection against liability if someone is injured on his real estate property such as a house. Water, smoke, or fire; no homeowner wants to have to deal with a disaster, but they do happen. By taking out a policy for homeowners’ insurance, the policy holder can get financial help to recover from such a disaster and recover the home’s value. Rates vary by insurance agency, but they all hover around the same amount. Your agent can give you a quote on a homeowner’s insurance term that’s right for you, with payments that you can afford. Landlords can obtain landlords’ rental property insurance quotes specific to their situation. You can get advice and information on how to cut your premiums and save some money by visiting online sites for term life insurance and homeowner's insurance. Consult your agent on insurance of home equity conversion mortgages, along with rates on life insurance and liability coverage. Your agent can advise on the latest laws and regulations, give cheap rate quotes, and advise you on how to best protect your estate from damage. This damage can include water, fire, and smoke damage, in addition to damage caused by intruders. Keep your home safe from harm with a homeowners’ insurance policy that’s right for you.
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