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Omaha, Nebraska - Housing search results Premier Listings

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Housing Terms to Know

If you are moving to a new area and are looking for housing options, there are a few things to keep in mind before speaking with a Realtor or combing the classifieds. Knowing the following key terms and definitions can help you make an informed decision about the type of housing arrangement that will work best for you.

  • Down Payment - If you are purchasing a piece of property, you will find that most mortgage agreements require a down payment due at the close of sale. This is a set percentage of the purchase price and reduces the monthly mortgage cost. If you are planning on renting a house or apartment, this down payment is typically called a security deposit.
  • Homeowners Association - A homeowners association is a nonprofit group that holds authority over the common areas of a property development or complex. New residents must sign a contract to abide by the covenants of the community.
  • Foreclosure - You may be told you have the option to purchase foreclosed housing. This means that the previous owners stopped paying their mortgage and the bank repossessed. These can be good bargains, but often require work before moving in.
  • Furnished - If you see an apartment for rent or home for sale that says it comes furnished, this means that all furniture and décor is provided.
  • Temporary Housing - If you are only planning on being a guest to the area, you also have options. Renting suites in a hotel or finding an available guest or vacation home are just some choices.
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    Enhsa 19
    2225 Wright St, Blair, NE 68008
    (402) 426-5780
    Blair Housing Authority
    758 S 16th St, Blair, NE 68008
    (402) 426-4552
    Enhsa
    809 N 13th St, Blair, NE 68008
    (402) 426-5909
    Fremont Housing Authority
    2510 N Clarkson St, Fremont, NE 68025
    (402) 727-4848
    Syracuse Housing Authority
    990 Walnut St, Syracuse, NE 68446
    (402) 269-2851
    Lincoln Housing Authority
    5700 R St, Lincoln, NE 68505
    (402) 434-5500
    Housing Authority-City of Lincoln
    4721 Nw 48th St, Lincoln, NE 68524
    (402) 434-2623
    Omaha Housing Authority
    150 Po Box, Macy, NE 68039
    (402) 837-5728
    Sunshine Court
    1125 N 3rd St Apt 228a, David City, NE 68632
    (402) 367-3587
    Seward Housing Authority
    1030 Manor Dr W, Seward, NE 68434
    (402) 643-3472
    Linden Village
    1015 Linden Ave, Milford, NE 68405
    (402) 761-2452
    Centennial Terrace
    1600 Grove Ave, Crete, NE 68333
    (402) 826-2678
    Wayne Community Housing Development Corporation
    108 W 3rd St, Wayne, NE 68787
    (402) 375-5266
    Northeast Housing Initiative
    110 E 2nd St, Allen, NE 68710
    (402) 635-2078


    Finding housing can be stressful, but also very exciting. If you are looking to become the owner or renter of your first house, there are a few things you should consider. Becoming a home owner is a great opportunity to invest your money in an investment that will last a lifetime. You first need to decide on what kind of home you can afford. Will you plan the construction of a new home and then build it? Will you buy a house on short sale? Do you want to live in a development or build a shelter? If you are only looking for a temporary space, you should consider renting your dwelling. In this case, you will have a landlord who you pay to rent the housing every month. You will still be responsible for the upkeep of the yard and the lawn, but the landlord is responsible for taking care of any structural issues such as broken pipes or termites. You can even rent an abode that’s fully furnished. If you are a low income family, that may have a hand in determining your residence. You might qualify for section 8 housing, which is a type of residence subsidized by the government. These types of units are usually found in urban areas of the city, with some in the suburbs. To qualify for section 8 housing, you generally need to be on some kind of government assistance and can’t afford other accommodations. Whether you are starting from scratch, buying a home that’s for sale or rent, there are laws in place to protect your rights. Fair and equal consideration must be given to all applicants. No matter if this is your first home, or one of many, looking for a place to live is very exciting.
     
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