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Athens, Georgia - Loans search results Premier Listings

First National Bank
First National Bank
Terms to Know When Looking for a Loan

Oftentimes individuals do not have the amount of cash or money needed to make a large purchase. This is why various types of loans are necessary for buying cars or residential homes. As you may know, a loan is a sum of money that is borrowed from a bank or financial lender, and is paid back over time. A specific interest rate typically applies, which allows the bank to make money on personal home, auto, or student loans. Below you will find 10 key terms that are helpful when dealing with loans.

  • Payday Loan - A payday or paycheck advance, and it is a small sum of cash that can be borrowed from a lender to cover immediate expenses until payday.
  • Small Business Loan - An amount of money borrowed by and individual in order to get a small business started.
  • Interest Rate - A rate or percentage that is paid by the borrower for the use of money.
  • Debt Consolidation - The process of taking out a loan in order to pay off all other debts or loans.
  • Unsecured Loan - This is a sum of money borrowed that is not backed by collateral, and it is also referred to as a signature loan or personal loan.
  • Credit Check - The process in which a bank or financial lender checks a borrowers credit history.
  • Home Equity - The current market value of a home, aside from the outstanding mortgage balance.
  • Refinance - To finance something again, but typically with a new loan, which has a lower interest rate.
  • Auto Loan - A sum of money or personal loan that is borrowed to purchase a car or motor vehicle.
  • Student Loan - A portion of money that can be borrowed by college students through online lenders in order to pay for tuition.
    Lendingtree, Llc
    Whether you're looking for a new student loan, personal, or business loan, our local Athens area loan specialists are here to help. Make sure you get the best rates on your loan by consulting our experts.
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    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Temecula, CA 92591
    If you're struggling to afford paying for your car or mortgage, call our loans specialists in the local Athens area. Providing great options for families or singles to manage their finances with our Athens loans specialists.
    Membership Services Inc
    Tallahassee, FL 32303
    Informational resources about loans from our membership services association. Get advice and answers to your loan questions and other information regarding consolidation, refinancing, or personal accounts.
    Instant Merchant Capital
    Aliso Viejo, CA 92656
    If you're looking for a loan in the local Athens area, our specialists can help you find the best choice to suit your needs. Just set up your appointment today to get personalized service.
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    User Review: "Instant merchant capital provided financing to me when I couldn't get it anywhere else. I had been searching for bank..." - John (CA)
    Santa Barbara Bank and Trust
    Santa Barbara, CA 93160
    Our professionals are here to help you get the best rates on your local Athens area loan. Whether it's for personal or business use, we make sure you're getting the best possible repayment plan.
    Ginnie Mae
    Washington, DC 20410
    Whether you need a loan to purchase a property or refinance, get help with your mortgage from our association. As a government entity, we have the latest information on rates and banking.
    Home Loan Center.com
    Irvine, CA 92618
    When you need extra funds to purchase a home, vehicle, or start schooling, come to our financial experts. Specializing in getting you the loans you need in the local Athens area.
    National Association of Mortgage Professionals
    Dallas, TX 75234
    Whether you need assistance with real estate contracts or setting up your mortgage payments, our members can help. Contact our association today to find a real estate specialist near you.
    Ntl Home Equity Mortgage Assoc
    Washington, DC 20004
    When you're looking for expert advice with your personal or business loans in the local Athens area, get help from our specialists. Providing the highest level of customer service for our valued clients.
    Suntrust Mortgage
    Clark, NJ 07066
    Give our services a call if you are in need of a loan in the local Athens area. Our loan specialists are here to help you get the loan you need for your property purchase no matter what your credit score is.
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    User Review: "The all staff members are very good and the nature of all of one is very nice" - peter (CA)
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    Tri County Title Loans
    560 General Daniel Avenue N Suite E, Danielsville, GA 30633
    Tri County Title Loans is located in Danielsville, Georgia. Our company opened to those in need of fast cash. We do not check credit, or penalize for early payoff.
    (706) 420-0066
    Omni Factor Solutions
    1000 Thornwood Lane, Dacula, GA 30019
    Contact us at (470) 588-9214 in Dacula, GA, for our favorable business loans and equipment leasing options. Contact us at (470) 588-9214 in Dacula, GA, for our favorable business loans and equipment l
    (470) 588-9214
    Commercial Capital
    367 Athens Hwy #600, Loganville, GA 30052
    Grow your business with commercial real estate, small business, private money, and mezzanine loans. Our Loganville, GA business offers nationwide services.
    (470) 592-5156
    Georgian Financial Services of Athens
    164 W Clayton St, Athens, GA 30601
    (706) 546-6639
    World Finance
    494 North Ave, Athens, GA 30601
    (706) 353-6463
    Athens First Bank & Trust
    150 W Hancock Ave, Athens, GA 30601
    (706) 357-7051
    Covington Credit
    2475 Jefferson Rd Ste 600, Athens, GA 30607
    (706) 354-0021
    9008 Highway 29 S, Hull, GA 30646
    (706) 227-7895
    Service Loan C
    4036 Lexington Rd, Athens, GA 30605
    (706) 354-6773
    Great American Pawn
    4014 Lexington Rd, Athens, GA 30605
    (706) 613-1910
    Security Finance
    2147 W Broad St, Athens, GA 30606
    (706) 548-2271
    Springleaf Financial Services
    3190 Atlanta Hwy Ste 24, Athens, GA 30606
    (706) 543-8256
    Sunset Finance of Athens
    2205 Lexington Rd, Athens, GA 30605
    (706) 546-5953
    130 Gaines School Rd, Athens, GA 30605
    (706) 549-5155
    Professional Financial Services Corp
    112 Athens West Pkwy Ste B, Athens, GA 30606
    (706) 552-1288

    An individual who cannot afford a major purchase or expense is likely to seek a loan. Loans are often sought to cover the cost of cars, houses or college expenses. It is very important to do research before taking out a loan. This is especially important with mortgages. Students also need to be careful. Paying off student loans can take a long time, especially if good employment is not found on graduation. It is important to understand exactly how specific loans work. A payday loan works very differently than an auto loan. Payday loans are generally unsecured. Credit card consolidation is completely different than small business loans. Consolidating debt can reduce payments, however. Online research is a good starting point, but calling banks and other companies can also help. Be sure to compare rates and terms before making a decision. Once the kind of loan required is established, there are various online directories that can be consulted. These tend to be specialized. It's often worth asking around amongst friends and family who might have personal experience with specific companies. Comparing several businesses is smart. Most will perform a credit check and ask about financial circumstances. Banks offer various loans, but loan specialists tend to be narrower. For example, one might offer only personal loans. Payday and cash advances tend to be a different specialty. It is best to make a short list of companies and then ask for references and check online review sites. The more research you do the better, especially with as auto loans and refinanced mortgages. Getting a second opinion of the value of property used to secure a loan, especially home equity, is often a good idea. Taking out loans is often essential in today's society, but it should not be done without great care.
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