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Costa Mesa, California - Loans search results Premier Listings

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Terms to Know When Looking for a Loan

Oftentimes individuals do not have the amount of cash or money needed to make a large purchase. This is why various types of loans are necessary for buying cars or residential homes. As you may know, a loan is a sum of money that is borrowed from a bank or financial lender, and is paid back over time. A specific interest rate typically applies, which allows the bank to make money on personal home, auto, or student loans. Below you will find 10 key terms that are helpful when dealing with loans.

  • Payday Loan - A payday or paycheck advance, and it is a small sum of cash that can be borrowed from a lender to cover immediate expenses until payday.
  • Small Business Loan - An amount of money borrowed by and individual in order to get a small business started.
  • Interest Rate - A rate or percentage that is paid by the borrower for the use of money.
  • Debt Consolidation - The process of taking out a loan in order to pay off all other debts or loans.
  • Unsecured Loan - This is a sum of money borrowed that is not backed by collateral, and it is also referred to as a signature loan or personal loan.
  • Credit Check - The process in which a bank or financial lender checks a borrowers credit history.
  • Home Equity - The current market value of a home, aside from the outstanding mortgage balance.
  • Refinance - To finance something again, but typically with a new loan, which has a lower interest rate.
  • Auto Loan - A sum of money or personal loan that is borrowed to purchase a car or motor vehicle.
  • Student Loan - A portion of money that can be borrowed by college students through online lenders in order to pay for tuition.
    Lendingtree, Llc
    Whether you're looking for a new student loan, personal, or business loan, our local Costa Mesa area loan specialists are here to help. Make sure you get the best rates on your loan by consulting our experts.
    (1) Review Write a review
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Loan Island Mortgage Lending
    California, 00000
    Providing the most dependable loan services in the local Costa Mesa area to our clients. Let our financial experts help you find the best loan options and terms to suit your needs.
    Home Loan Center.com
    Irvine, CA 92618
    When you need extra funds to purchase a home, vehicle, or start schooling, come to our financial experts. Specializing in getting you the loans you need in the local Costa Mesa area.
    Instant Merchant Capital
    Aliso Viejo, CA 92656
    If you're looking for a loan in the local Costa Mesa area, our specialists can help you find the best choice to suit your needs. Just set up your appointment today to get personalized service.
    (1) Review Write a review
    User Review: "Instant merchant capital provided financing to me when I couldn't get it anywhere else. I had been searching for bank..." - John (CA)
    Pacific Appraisal
    Temecula, CA 92590
    If you're in need of a loan in the local Costa Mesa area to purchase your next commercial or residential property, call our specialists. We help you get a loan without high or lots of credit.
    Temecula, CA 92591
    If you're struggling to afford paying for your car or mortgage, call our loans specialists in the local Costa Mesa area. Providing great options for families or singles to manage their finances with our Costa Mesa loans specialists.
    Fast Mortgage Inc.
    Tracy, CA 95376
    Our high quality mortgage brokers make sure you're getting the very best rates on your personal or professional loan in the Costa Mesa area. Call our loan specialists today for more information.
    Membership Services Inc
    Tallahassee, FL 32303
    Informational resources about loans from our membership services association. Get advice and answers to your loan questions and other information regarding consolidation, refinancing, or personal accounts.
    Santa Barbara Bank and Trust
    Santa Barbara, CA 93160
    Our professionals are here to help you get the best rates on your local Costa Mesa area loan. Whether it's for personal or business use, we make sure you're getting the best possible repayment plan.
    Ginnie Mae
    Washington, DC 20410
    Whether you need a loan to purchase a property or refinance, get help with your mortgage from our association. As a government entity, we have the latest information on rates and banking.
    National Association of Mortgage Professionals
    Dallas, TX 75234
    Whether you need assistance with real estate contracts or setting up your mortgage payments, our members can help. Contact our association today to find a real estate specialist near you.
    Ntl Home Equity Mortgage Assoc
    Washington, DC 20004
    When you're looking for expert advice with your personal or business loans in the local Costa Mesa area, get help from our specialists. Providing the highest level of customer service for our valued clients.
    Suntrust Mortgage
    Clark, NJ 07066
    Give our services a call if you are in need of a loan in the local Costa Mesa area. Our loan specialists are here to help you get the loan you need for your property purchase no matter what your credit score is.
    (3) Reviews Write a review
    User Review: "The all staff members are very good and the nature of all of one is very nice" - peter (CA)
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    Americash Mortgage Loans
    3080 Bristol St. Suite 300, Costa Mesa, CA 92626
    Americash’s objective is very simple – provide homeowners and potential homeowners with low cost, competitively priced mortgage products, and back those products with excellent service.
    (714) 263-4246
    Cash Stop
    1934 Harbor Blvd, Costa Mesa, CA 92627
    Every day is a payday at #1 Cash Stop. Without any judgment, credit check or security beyond your next paycheck, #1 Cash Stop can advance you the money you need today. Give us a call at 949-548-3551!
    (949) 548-3551
    60 Minutes Title Loans
    16350 Harbor Blvd. Apt 1607, Santa Ana, CA 92704
    60 Minutes Title Loans is a car title loans agency in Santa Ana, CA. We specialize in giving personal secured auto title loans. Our loans range from $2,501 to $20,000.
    (714) 462-1781
    Smooth Car Title Loans
    1901 Newport Blvd. Suite, Costa Mesa, CA 92627
    If you need some urgent cash, Smooth Car Title Loans in Costa Mesa offers bad credit personal loans in 1 hour, using your car as collateral. You keep driving your car while paying the loan back!
    (949) 534-9111
    Palmway Title Loans
    2447 Elden Ave., Costa Mesa, CA 92627
    We at Palmway Title Loans accept all applicants. With a super fast process you'll be getting up to $20,000 within an 1hr. Call us now at (949) 392-6334 or visit us at http://palmwaytitleloans.com
    (949) 392-6334
    Denver Morgage Company
    2901 West Coast Hwy. Suite 200, Newport Beach, CA 92663
    Mortgages, Purchase Loans, Refinance Loans, FHA Loans, VA Loans, Jumbo Loans, Reverse Mortgages, Debt Consolidation, Upside Down Refinance, Real Estate Marketing Services. We're here for all of your mortgage needs.
    (1) Review Write a review
    (877) 459-2445
    User Review: "They made it so simple to get my loan done. What I really appreciated was their upfront clarity and honesty, taking all..."
    Trading Financial Credit, LLC
    18582 Beach Blvd, #233, Huntington Beach, CA 92646
    Are you in need of cash? Trading Financial Credit is here to help you get it in as little as one hour. Own a vehicle that is worth $3350 and get from $2600 with no pre-payment penalty. Apply today!
    (657) 201-2542
    Quick Capital Resources LLC
    4063 Birch Street Suite 200, Newport Beach, CA 92660
    Quick Working Capital is North America's premier provider of working capital and equipment financing solutions. We are committed to helping small businesses expand by providing access to capital.
    (949) 407-7756
    Quick Working Capital
    4036 Birch Street Suite 200, Newport Beach, CA 92660
    Competition is increasing day by day and if you are planning to start your own small business, then we are always there for all your Quick Working Capital Loans.
    (877) 373-8591
    TNL Car Title Loans
    11770 Warner Ave, #329, Fountain Valley, CA 92708
    Hello and welcome to thenetlender.com. We can provide the fastest, most efficient, lowest rate auto title loan over the internet and in store to date. Join us and free yourself from financial burden a
    (657) 845-8078
    Optifi Lending
    575 Anton Blvd, Costa Mesa, CA 92626
    (714) 210-0588
    Notarypro Inc
    3188 Airway Ave, Costa Mesa, CA 92626
    (714) 824-8685
    Fidelity Plus
    1055 El Camino Dr, Costa Mesa, CA 92626
    (714) 549-7585
    American Home Loans
    2900 Bristol St Ste H106, Costa Mesa, CA 92626
    (714) 210-4230
    Genesis Lending Group
    600 Anton Blvd Ste 950, Costa Mesa, CA 92626
    (714) 617-7680

    An individual who cannot afford a major purchase or expense is likely to seek a loan. Loans are often sought to cover the cost of cars, houses or college expenses. It is very important to do research before taking out a loan. This is especially important with mortgages. Students also need to be careful. Paying off student loans can take a long time, especially if good employment is not found on graduation. It is important to understand exactly how specific loans work. A payday loan works very differently than an auto loan. Payday loans are generally unsecured. Credit card consolidation is completely different than small business loans. Consolidating debt can reduce payments, however. Online research is a good starting point, but calling banks and other companies can also help. Be sure to compare rates and terms before making a decision. Once the kind of loan required is established, there are various online directories that can be consulted. These tend to be specialized. It's often worth asking around amongst friends and family who might have personal experience with specific companies. Comparing several businesses is smart. Most will perform a credit check and ask about financial circumstances. Banks offer various loans, but loan specialists tend to be narrower. For example, one might offer only personal loans. Payday and cash advances tend to be a different specialty. It is best to make a short list of companies and then ask for references and check online review sites. The more research you do the better, especially with as auto loans and refinanced mortgages. Getting a second opinion of the value of property used to secure a loan, especially home equity, is often a good idea. Taking out loans is often essential in today's society, but it should not be done without great care.
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