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Jamaica, New York - Loans search results Premier Listings

First National Bank
First National Bank
Terms to Know When Looking for a Loan

Oftentimes individuals do not have the amount of cash or money needed to make a large purchase. This is why various types of loans are necessary for buying cars or residential homes. As you may know, a loan is a sum of money that is borrowed from a bank or financial lender, and is paid back over time. A specific interest rate typically applies, which allows the bank to make money on personal home, auto, or student loans. Below you will find 10 key terms that are helpful when dealing with loans.

  • Payday Loan - A payday or paycheck advance, and it is a small sum of cash that can be borrowed from a lender to cover immediate expenses until payday.
  • Small Business Loan - An amount of money borrowed by and individual in order to get a small business started.
  • Interest Rate - A rate or percentage that is paid by the borrower for the use of money.
  • Debt Consolidation - The process of taking out a loan in order to pay off all other debts or loans.
  • Unsecured Loan - This is a sum of money borrowed that is not backed by collateral, and it is also referred to as a signature loan or personal loan.
  • Credit Check - The process in which a bank or financial lender checks a borrowers credit history.
  • Home Equity - The current market value of a home, aside from the outstanding mortgage balance.
  • Refinance - To finance something again, but typically with a new loan, which has a lower interest rate.
  • Auto Loan - A sum of money or personal loan that is borrowed to purchase a car or motor vehicle.
  • Student Loan - A portion of money that can be borrowed by college students through online lenders in order to pay for tuition.
    Lendingtree, Llc
    Whether you're looking for a new student loan, personal, or business loan, our local Jamaica area loan specialists are here to help. Make sure you get the best rates on your loan by consulting our experts.
    (1) Review Write a review
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Suntrust Mortgage
    Clark, NJ 07066
    Give our services a call if you are in need of a loan in the local Jamaica area. Our loan specialists are here to help you get the loan you need for your property purchase no matter what your credit score is.
    (3) Reviews Write a review
    User Review: "The all staff members are very good and the nature of all of one is very nice" - peter (CA)
    Temecula, CA 92591
    If you're struggling to afford paying for your car or mortgage, call our loans specialists in the local Jamaica area. Providing great options for families or singles to manage their finances with our Jamaica loans specialists.
    Membership Services Inc
    Tallahassee, FL 32303
    Informational resources about loans from our membership services association. Get advice and answers to your loan questions and other information regarding consolidation, refinancing, or personal accounts.
    Instant Merchant Capital
    Aliso Viejo, CA 92656
    If you're looking for a loan in the local Jamaica area, our specialists can help you find the best choice to suit your needs. Just set up your appointment today to get personalized service.
    (1) Review Write a review
    User Review: "Instant merchant capital provided financing to me when I couldn't get it anywhere else. I had been searching for bank..." - John (CA)
    Santa Barbara Bank and Trust
    Santa Barbara, CA 93160
    Our professionals are here to help you get the best rates on your local Jamaica area loan. Whether it's for personal or business use, we make sure you're getting the best possible repayment plan.
    Ginnie Mae
    Washington, DC 20410
    Whether you need a loan to purchase a property or refinance, get help with your mortgage from our association. As a government entity, we have the latest information on rates and banking.
    Home Loan Center.com
    Irvine, CA 92618
    When you need extra funds to purchase a home, vehicle, or start schooling, come to our financial experts. Specializing in getting you the loans you need in the local Jamaica area.
    National Association of Mortgage Professionals
    Dallas, TX 75234
    Whether you need assistance with real estate contracts or setting up your mortgage payments, our members can help. Contact our association today to find a real estate specialist near you.
    Ntl Home Equity Mortgage Assoc
    Washington, DC 20004
    When you're looking for expert advice with your personal or business loans in the local Jamaica area, get help from our specialists. Providing the highest level of customer service for our valued clients.
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    Washington Mutual
    187-15 Union Turnpike, Flushing, NY 11366
    (516) 554-7650
    Morgan Funding Partners
    7211 Austin St #393, Forest Hills, NY 11375
    File a commercial loan for your medical practice with our help. Call our office in Forest Hills, NY, for more details.
    (347) 492-1665
    Seapod Pawnbrokers, Inc
    439 Crescent St, Brooklyn, NY 11208
    (1) Review Write a review
    (718) 827-2673
    User Review: "The customer service is excellent, as well as the prices offered for jewelry. I would definitely recommend this loan..." - Estefania (NY)
    Speedway Auto Loan
    25, Jericho Turnpike, Floral Park, NY 11001
    SpeedWay Auto Loan is providing best Auto finance loan for your financial and credit circumstances through an online process which is very simple and easy.
    (401) 648-9484
    18-28 College Point Blvd, College Point, NY 11356
    Auto Loans ( Purchase / Refinance / Lease ), Credit Card Applications, Business Loans. An innovative loan brokerage company determined to provide outstanding service to our clients.
    (718) 504-2304
    Community Pawnbrokers
    8215 Flatlands Ave, Brooklyn, NY 11236
    (1) Review Write a review
    (718) 444-2200
    User Review: "I love this place free shots of hennsey with every pawn not bad" - sam (NY)
    Gem Pawn Brokers Financial Corp
    1912 Flatbush Ave, Brooklyn, NY 11210
    (3) Reviews Write a review
    (718) 338-7296
    User Review: "I called 3times to ask qustions I was told to hang on I did 4 15min then I hun g up no one came back to the phone then i..."
    Growth Capital Solutions Of New York Inc
    163 Washingtin Ave Ph1, Brooklyn, NY 11205
    Fast Business loans, need financing to grow your business? Working Capital, Equipment Loans, Commercial Loans call 646-875-5530 or go to growthcapitalsolutionsofnewyork.com. Up to $50,000,000.
    (646) 875-5530
    The Better Business Builders
    175 Fulton Ave. Suite 211a, Hempstead, NY 11550
    Our small business Loans combine financial and technical assistance to enable small business owner access to business loans instead of consumer loans. Participants will receive training on completing a loan application during Loan Training Sessions.
    (516) 483-3100
    Tlc Lending
    183 Madison Avenue, Suite 1403, New York, NY 10016
    Get expert help & advice with us to find the best mortgage rates for your home financing needs to fit every situation. Contact us & apply now for your lowest home purchase & refinancing home equity mortgage loans program.
    (212) 410-5306
    A N P Equities Inc
    13408 Atlantic Ave, South Richmond Hill, NY 11419
    (718) 206-3700
    Sterling Natl Bank
    13821 Queens Blvd, Jamaica, NY 11435
    (718) 657-2660
    Gem Pawnbrokers.Com
    9026 Sutphin Blvd, Jamaica, NY 11435
    (718) 206-0957
    Olympia Mortgage Corp
    11026 Liberty Ave, South Richmond Hill, NY 11419
    (718) 322-8100
    Caribbean Insurance Brokerage Inc
    13102 Liberty Ave, South Richmond Hill, NY 11419
    (718) 925-8400

    An individual who cannot afford a major purchase or expense is likely to seek a loan. Loans are often sought to cover the cost of cars, houses or college expenses. It is very important to do research before taking out a loan. This is especially important with mortgages. Students also need to be careful. Paying off student loans can take a long time, especially if good employment is not found on graduation. It is important to understand exactly how specific loans work. A payday loan works very differently than an auto loan. Payday loans are generally unsecured. Credit card consolidation is completely different than small business loans. Consolidating debt can reduce payments, however. Online research is a good starting point, but calling banks and other companies can also help. Be sure to compare rates and terms before making a decision. Once the kind of loan required is established, there are various online directories that can be consulted. These tend to be specialized. It's often worth asking around amongst friends and family who might have personal experience with specific companies. Comparing several businesses is smart. Most will perform a credit check and ask about financial circumstances. Banks offer various loans, but loan specialists tend to be narrower. For example, one might offer only personal loans. Payday and cash advances tend to be a different specialty. It is best to make a short list of companies and then ask for references and check online review sites. The more research you do the better, especially with as auto loans and refinanced mortgages. Getting a second opinion of the value of property used to secure a loan, especially home equity, is often a good idea. Taking out loans is often essential in today's society, but it should not be done without great care.
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