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Long Island City, New York - Loans search results Premier Listings

Citizens & Northern Bank
Our specialists are committed to the success of you and your business.
First National Bank
First National Bank
Terms to Know When Looking for a Loan

Oftentimes individuals do not have the amount of cash or money needed to make a large purchase. This is why various types of loans are necessary for buying cars or residential homes. As you may know, a loan is a sum of money that is borrowed from a bank or financial lender, and is paid back over time. A specific interest rate typically applies, which allows the bank to make money on personal home, auto, or student loans. Below you will find 10 key terms that are helpful when dealing with loans.

  • Payday Loan - A payday or paycheck advance, and it is a small sum of cash that can be borrowed from a lender to cover immediate expenses until payday.
  • Small Business Loan - An amount of money borrowed by and individual in order to get a small business started.
  • Interest Rate - A rate or percentage that is paid by the borrower for the use of money.
  • Debt Consolidation - The process of taking out a loan in order to pay off all other debts or loans.
  • Unsecured Loan - This is a sum of money borrowed that is not backed by collateral, and it is also referred to as a signature loan or personal loan.
  • Credit Check - The process in which a bank or financial lender checks a borrowers credit history.
  • Home Equity - The current market value of a home, aside from the outstanding mortgage balance.
  • Refinance - To finance something again, but typically with a new loan, which has a lower interest rate.
  • Auto Loan - A sum of money or personal loan that is borrowed to purchase a car or motor vehicle.
  • Student Loan - A portion of money that can be borrowed by college students through online lenders in order to pay for tuition.
    Lendingtree, Llc
    Whether you're looking for a new student loan, personal, or business loan, our local Long Island City area loan specialists are here to help. Make sure you get the best rates on your loan by consulting our experts.
    (1) Review Write a review
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Suntrust Mortgage
    Clark, NJ 07066
    Give our services a call if you are in need of a loan in the local Long Island City area. Our loan specialists are here to help you get the loan you need for your property purchase no matter what your credit score is.
    (3) Reviews Write a review
    User Review: "The all staff members are very good and the nature of all of one is very nice" - peter (CA)
    Temecula, CA 92591
    If you're struggling to afford paying for your car or mortgage, call our loans specialists in the local Long Island City area. Providing great options for families or singles to manage their finances with our Long Island City loans specialists.
    Membership Services Inc
    Tallahassee, FL 32303
    Informational resources about loans from our membership services association. Get advice and answers to your loan questions and other information regarding consolidation, refinancing, or personal accounts.
    Instant Merchant Capital
    Aliso Viejo, CA 92656
    If you're looking for a loan in the local Long Island City area, our specialists can help you find the best choice to suit your needs. Just set up your appointment today to get personalized service.
    (1) Review Write a review
    User Review: "Instant merchant capital provided financing to me when I couldn't get it anywhere else. I had been searching for bank..." - John (CA)
    Santa Barbara Bank and Trust
    Santa Barbara, CA 93160
    Our professionals are here to help you get the best rates on your local Long Island City area loan. Whether it's for personal or business use, we make sure you're getting the best possible repayment plan.
    Ginnie Mae
    Washington, DC 20410
    Whether you need a loan to purchase a property or refinance, get help with your mortgage from our association. As a government entity, we have the latest information on rates and banking.
    Home Loan Center.com
    Irvine, CA 92618
    When you need extra funds to purchase a home, vehicle, or start schooling, come to our financial experts. Specializing in getting you the loans you need in the local Long Island City area.
    National Association of Mortgage Professionals
    Dallas, TX 75234
    Whether you need assistance with real estate contracts or setting up your mortgage payments, our members can help. Contact our association today to find a real estate specialist near you.
    Ntl Home Equity Mortgage Assoc
    Washington, DC 20004
    When you're looking for expert advice with your personal or business loans in the local Long Island City area, get help from our specialists. Providing the highest level of customer service for our valued clients.
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    Tlc Lending
    183 Madison Avenue, Suite 1403, New York, NY 10016
    Get expert help & advice with us to find the best mortgage rates for your home financing needs to fit every situation. Contact us & apply now for your lowest home purchase & refinancing home equity mortgage loans program.
    (212) 410-5306
    Excelsior Growth Fund
    5 Hanover Sq., Ny, NY 10003
    Excelsior Growth Fund (EGF) promotes economic development and job creation in New York State by providing streamlined access to small business loans and business advisory services.
    (212) 785-5642
    Top Notch Funding
    201 East Eighty-Seventh Street, New York, NY 10128
    Topnotchlawsuitloans.com offers Lawsuit Loans, Lawsuit Funding, Lawsuit Loan Cash Advance, Pre Settlement Lawsuit
    (609) 462-6182
    New York Loan Company
    50 West 47th Street Suite 319, New York, NY 10036
    Enter the sophisticated offices of New York Loan Company and you would never believe you’re in a pawn shop.
    (212) 203-0883
    Start Up Funding Pros
    350 5th Ave, New York, NY 10118
    Our company assists entrepreneurs and businesses obtain funds for any reason. Get funding for start up business, real estate flipping, small business expansion, loans. Get funding for anything. Discov
    (646) 561-8006
    Direct Legal Funding
    60 Ave. B Suite 4b, New York, NY 10009
    Rates as Low as 2% We are the leader in providing the best lawsuit loans, legal funding, pre settlement loans, cash advances, and Attorney funding. Direct Legal Funding gives the highest amount cash
    (866) 941-5588
    New York Auto Loans
    330 E 84th St, New York, NY 10028
    If you are about to buy a car Loan, you can avoid getting upside down by doing the following. New York Auto Approval Center is your reliable auto loan source in New York City.
    (212) 505-0872
    USA Law Suit Loans
    451 E 14th Street, Suite 5d, New York City, NY 10009
    USA Law Suit Loans is a leading lawsuit funding company in New York, provide easy lawsuit financing for those who have a pending lawsuit waiting for settlement.
    (866) 840-6944
    Parapet Capital Partners
    112 W 34th St, New York, NY 10120
    Our real estate lending professionals offer direct lending and private loan services. Visit us in New York, NY, for your investment opportunities.
    (347) 618-4273
    Superior Merchants Group
    244 Madison Ave #504, New York, NY 10016
    Keep operations going with small business loans from the Superior Merchants Group. We serve Albany, NY, nationwide, and Canada.
    (929) 376-2427
    Lasalle Business Credit Inc
    1 E 46th St, New York, NY 10017
    (212) 931-9700
    Loans Amerri-Link
    730 3rd Ave, New York, NY 10017
    (212) 465-2601
    First Atlantic Capital LTD
    135 E 57th St Unit 93, New York, NY 10022
    (212) 750-0300
    First Capital
    565 5th Ave Fl 19th, New York, NY 10017
    (212) 920-2800
    Art Capital Group Incorporated
    145 E 57th St Fl 10, New York, NY 10022
    (212) 585-3939

    An individual who cannot afford a major purchase or expense is likely to seek a loan. Loans are often sought to cover the cost of cars, houses or college expenses. It is very important to do research before taking out a loan. This is especially important with mortgages. Students also need to be careful. Paying off student loans can take a long time, especially if good employment is not found on graduation. It is important to understand exactly how specific loans work. A payday loan works very differently than an auto loan. Payday loans are generally unsecured. Credit card consolidation is completely different than small business loans. Consolidating debt can reduce payments, however. Online research is a good starting point, but calling banks and other companies can also help. Be sure to compare rates and terms before making a decision. Once the kind of loan required is established, there are various online directories that can be consulted. These tend to be specialized. It's often worth asking around amongst friends and family who might have personal experience with specific companies. Comparing several businesses is smart. Most will perform a credit check and ask about financial circumstances. Banks offer various loans, but loan specialists tend to be narrower. For example, one might offer only personal loans. Payday and cash advances tend to be a different specialty. It is best to make a short list of companies and then ask for references and check online review sites. The more research you do the better, especially with as auto loans and refinanced mortgages. Getting a second opinion of the value of property used to secure a loan, especially home equity, is often a good idea. Taking out loans is often essential in today's society, but it should not be done without great care.
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