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Oxnard, California - Loans search results Premier Listings

First National Bank
First National Bank
 
Terms to Know When Looking for a Loan

Oftentimes individuals do not have the amount of cash or money needed to make a large purchase. This is why various types of loans are necessary for buying cars or residential homes. As you may know, a loan is a sum of money that is borrowed from a bank or financial lender, and is paid back over time. A specific interest rate typically applies, which allows the bank to make money on personal home, auto, or student loans. Below you will find 10 key terms that are helpful when dealing with loans.

  • Payday Loan - A payday or paycheck advance, and it is a small sum of cash that can be borrowed from a lender to cover immediate expenses until payday.
  • Small Business Loan - An amount of money borrowed by and individual in order to get a small business started.
  • Interest Rate - A rate or percentage that is paid by the borrower for the use of money.
  • Debt Consolidation - The process of taking out a loan in order to pay off all other debts or loans.
  • Unsecured Loan - This is a sum of money borrowed that is not backed by collateral, and it is also referred to as a signature loan or personal loan.
  • Credit Check - The process in which a bank or financial lender checks a borrowers credit history.
  • Home Equity - The current market value of a home, aside from the outstanding mortgage balance.
  • Refinance - To finance something again, but typically with a new loan, which has a lower interest rate.
  • Auto Loan - A sum of money or personal loan that is borrowed to purchase a car or motor vehicle.
  • Student Loan - A portion of money that can be borrowed by college students through online lenders in order to pay for tuition.
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    Lendingtree, Llc
    Whether you're looking for a new student loan, personal, or business loan, our local Oxnard area loan specialists are here to help. Make sure you get the best rates on your loan by consulting our experts.
    (1) Review Write a review
     
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Loan Island Mortgage Lending
    California, 00000
    Providing the most dependable loan services in the local Oxnard area to our clients. Let our financial experts help you find the best loan options and terms to suit your needs.
    Santa Barbara Bank and Trust
    Santa Barbara, CA 93160
    Our professionals are here to help you get the best rates on your local Oxnard area loan. Whether it's for personal or business use, we make sure you're getting the best possible repayment plan.
    Home Loan Center.com
    Irvine, CA 92618
    When you need extra funds to purchase a home, vehicle, or start schooling, come to our financial experts. Specializing in getting you the loans you need in the local Oxnard area.
    Fast Mortgage Inc.
    Tracy, CA 95376
    Our high quality mortgage brokers make sure you're getting the very best rates on your personal or professional loan in the Oxnard area. Call our loan specialists today for more information.
    Appraisersearch.com
    Temecula, CA 92591
    If you're struggling to afford paying for your car or mortgage, call our loans specialists in the local Oxnard area. Providing great options for families or singles to manage their finances with our Oxnard loans specialists.
    Pacific Appraisal
    Temecula, CA 92590
    If you're in need of a loan in the local Oxnard area to purchase your next commercial or residential property, call our specialists. We help you get a loan without high or lots of credit.
    Membership Services Inc
    Tallahassee, FL 32303
    Informational resources about loans from our membership services association. Get advice and answers to your loan questions and other information regarding consolidation, refinancing, or personal accounts.
    Instant Merchant Capital
    Aliso Viejo, CA 92656
    If you're looking for a loan in the local Oxnard area, our specialists can help you find the best choice to suit your needs. Just set up your appointment today to get personalized service.
    (1) Review Write a review
     
    User Review: "Instant merchant capital provided financing to me when I couldn't get it anywhere else. I had been searching for bank..." - John (CA)
    Ginnie Mae
    Washington, DC 20410
    Whether you need a loan to purchase a property or refinance, get help with your mortgage from our association. As a government entity, we have the latest information on rates and banking.
    National Association of Mortgage Professionals
    Dallas, TX 75234
    Whether you need assistance with real estate contracts or setting up your mortgage payments, our members can help. Contact our association today to find a real estate specialist near you.
    Ntl Home Equity Mortgage Assoc
    Washington, DC 20004
    When you're looking for expert advice with your personal or business loans in the local Oxnard area, get help from our specialists. Providing the highest level of customer service for our valued clients.
    Suntrust Mortgage
    Clark, NJ 07066
    Give our services a call if you are in need of a loan in the local Oxnard area. Our loan specialists are here to help you get the loan you need for your property purchase no matter what your credit score is.
    (3) Reviews Write a review
     
    User Review: "The all staff members are very good and the nature of all of one is very nice" - peter (CA)
     
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    Title Loans Express
    520 W 5th St Unit G, Oxnard, CA 93030
    Welcome to Title Loans Express Oxnard where we can guarantee you the lowest interest rate possible on your online auto title loan. Give us a call today and see if your car pre-qualifies for Americas n
    (212) 537-6275
    TNL Car Title Loans
    500 Esplanade Dr, #9d, Oxnard, CA 93036
    Hello and welcome to thenetlender.com. We can provide the fastest, most efficient, lowest rate auto title loan over the internet and in store to date. Join us and free yourself from financial burden a
    (805) 409-3828
    Car Title Loans Oxnard
    500 Esplanade Drive, Oxnard, CA 93036
    Car Title Loans Oxnard with title loans brings simple mortgage choices for vehicles that may help your savings are maintained by you!
    (805) 491-4936
    Solid Pier Title Loans
    206 Youmans Drive, Ventura, CA 93003
    Solid Pier title loans it's your trustable car title loans lender in Ventura. Easy and fast process to get cash loan from $2501 and up to $20k. Call us at (805)210-8259 and get the money within 1 hour
    (805) 210-8259
    Payday Advance
    804 N Ventura Rd, Oxnard, CA 93030
    (805) 988-4008
    California Bank & Trust
    365 E Esplanade Dr Ste 100, Oxnard, CA 93036
    (805) 485-9676
    Cbc Federal Credit Union
    2151 E Gonzales Rd, Oxnard, CA 93036
    (805) 988-2151
    Onemain Financial
    1941 N Rose Ave Ste 680, Oxnard, CA 93036
    (805) 278-0026
    Advance America
    2329 N Oxnard Blvd, Oxnard, CA 93036
    (805) 988-9215
    Advance America Cash Advance
    337 W Gonzales Rd, Oxnard, CA 93036
    (805) 278-7842
    Bank of America Mortgage
    2351 Lockwood St # 202, Oxnard, CA 93036
    (805) 981-6100
    Springleaf Financial Services
    1991 E Ventura Blvd Ste C, Oxnard, CA 93036
    (805) 278-1263
    ACE Cash Express
    9340 Telephone Rd, Ventura, CA 93004
    (805) 647-4109
    Payless Loans
    3585 Telegraph Rd, Ventura, CA 93003
    (805) 654-1400
    Primetime Financial
    674 County Square Dr, Ventura, CA 93003
    (805) 658-7411


    An individual who cannot afford a major purchase or expense is likely to seek a loan. Loans are often sought to cover the cost of cars, houses or college expenses. It is very important to do research before taking out a loan. This is especially important with mortgages. Students also need to be careful. Paying off student loans can take a long time, especially if good employment is not found on graduation. It is important to understand exactly how specific loans work. A payday loan works very differently than an auto loan. Payday loans are generally unsecured. Credit card consolidation is completely different than small business loans. Consolidating debt can reduce payments, however. Online research is a good starting point, but calling banks and other companies can also help. Be sure to compare rates and terms before making a decision. Once the kind of loan required is established, there are various online directories that can be consulted. These tend to be specialized. It's often worth asking around amongst friends and family who might have personal experience with specific companies. Comparing several businesses is smart. Most will perform a credit check and ask about financial circumstances. Banks offer various loans, but loan specialists tend to be narrower. For example, one might offer only personal loans. Payday and cash advances tend to be a different specialty. It is best to make a short list of companies and then ask for references and check online review sites. The more research you do the better, especially with as auto loans and refinanced mortgages. Getting a second opinion of the value of property used to secure a loan, especially home equity, is often a good idea. Taking out loans is often essential in today's society, but it should not be done without great care.
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