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Roseville, California - Loans search results Premier Listings

First National Bank
First National Bank
 
Terms to Know When Looking for a Loan

Oftentimes individuals do not have the amount of cash or money needed to make a large purchase. This is why various types of loans are necessary for buying cars or residential homes. As you may know, a loan is a sum of money that is borrowed from a bank or financial lender, and is paid back over time. A specific interest rate typically applies, which allows the bank to make money on personal home, auto, or student loans. Below you will find 10 key terms that are helpful when dealing with loans.

  • Payday Loan - A payday or paycheck advance, and it is a small sum of cash that can be borrowed from a lender to cover immediate expenses until payday.
  • Small Business Loan - An amount of money borrowed by and individual in order to get a small business started.
  • Interest Rate - A rate or percentage that is paid by the borrower for the use of money.
  • Debt Consolidation - The process of taking out a loan in order to pay off all other debts or loans.
  • Unsecured Loan - This is a sum of money borrowed that is not backed by collateral, and it is also referred to as a signature loan or personal loan.
  • Credit Check - The process in which a bank or financial lender checks a borrowers credit history.
  • Home Equity - The current market value of a home, aside from the outstanding mortgage balance.
  • Refinance - To finance something again, but typically with a new loan, which has a lower interest rate.
  • Auto Loan - A sum of money or personal loan that is borrowed to purchase a car or motor vehicle.
  • Student Loan - A portion of money that can be borrowed by college students through online lenders in order to pay for tuition.
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    Lendingtree, Llc
    Whether you're looking for a new student loan, personal, or business loan, our local Roseville area loan specialists are here to help. Make sure you get the best rates on your loan by consulting our experts.
    (1) Review Write a review
     
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Loan Island Mortgage Lending
    California, 00000
    Providing the most dependable loan services in the local Roseville area to our clients. Let our financial experts help you find the best loan options and terms to suit your needs.
    Fast Mortgage Inc.
    Tracy, CA 95376
    Our high quality mortgage brokers make sure you're getting the very best rates on your personal or professional loan in the Roseville area. Call our loan specialists today for more information.
    Appraisersearch.com
    Temecula, CA 92591
    If you're struggling to afford paying for your car or mortgage, call our loans specialists in the local Roseville area. Providing great options for families or singles to manage their finances with our Roseville loans specialists.
    Pacific Appraisal
    Temecula, CA 92590
    If you're in need of a loan in the local Roseville area to purchase your next commercial or residential property, call our specialists. We help you get a loan without high or lots of credit.
    Membership Services Inc
    Tallahassee, FL 32303
    Informational resources about loans from our membership services association. Get advice and answers to your loan questions and other information regarding consolidation, refinancing, or personal accounts.
    Instant Merchant Capital
    Aliso Viejo, CA 92656
    If you're looking for a loan in the local Roseville area, our specialists can help you find the best choice to suit your needs. Just set up your appointment today to get personalized service.
    (1) Review Write a review
     
    User Review: "Instant merchant capital provided financing to me when I couldn't get it anywhere else. I had been searching for bank..." - John (CA)
    Santa Barbara Bank and Trust
    Santa Barbara, CA 93160
    Our professionals are here to help you get the best rates on your local Roseville area loan. Whether it's for personal or business use, we make sure you're getting the best possible repayment plan.
    Ginnie Mae
    Washington, DC 20410
    Whether you need a loan to purchase a property or refinance, get help with your mortgage from our association. As a government entity, we have the latest information on rates and banking.
    Home Loan Center.com
    Irvine, CA 92618
    When you need extra funds to purchase a home, vehicle, or start schooling, come to our financial experts. Specializing in getting you the loans you need in the local Roseville area.
    National Association of Mortgage Professionals
    Dallas, TX 75234
    Whether you need assistance with real estate contracts or setting up your mortgage payments, our members can help. Contact our association today to find a real estate specialist near you.
    Ntl Home Equity Mortgage Assoc
    Washington, DC 20004
    When you're looking for expert advice with your personal or business loans in the local Roseville area, get help from our specialists. Providing the highest level of customer service for our valued clients.
    Suntrust Mortgage
    Clark, NJ 07066
    Give our services a call if you are in need of a loan in the local Roseville area. Our loan specialists are here to help you get the loan you need for your property purchase no matter what your credit score is.
    (3) Reviews Write a review
     
    User Review: "The all staff members are very good and the nature of all of one is very nice" - peter (CA)
     
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    TNL Car Title Loans
    8150 Sierra College Blvd, #210, Roseville, CA 95661
    Hello and welcome to thenetlender.com. We can provide the fastest, most efficient, lowest rate auto title loan over the internet and in store to date. Join us and free yourself from financial burden a
    (530) 777-5412
    Citizens Lending Group
    Citrus Heights, CA 95621
    Here at Citizens Lending Group, we take pride in providing the best services and satisfying our customer needs. We specialize in Reverse Mortgages , Mortgage Lender, Reverse Mortgage Loans, Reverse Mo
    (916) 722-3555
    TNL Car Title Loans
    5800 Stanford Ranch Rd, #180, Rocklin, CA 95765
    Hello and welcome to thenetlender.com. We can provide the fastest, most efficient, lowest rate auto title loan over the internet and in store to date. Join us and free yourself from financial burden a
    (916) 571-9221
    Attorneys Funding Group
    11140 Fair Oaks Boulevard, Suite 500, Fair Oaks, CA 95628
    Contact ATTORNEYS FUNDING GROUP in Fair Oaks, CA, to learn more about our mortgage experts and home loan services.
    (844) 263-1920
    gold buyers sacramento
    5656 Auburn Blvd., Sacramento, CA 95841
    Capital City Loan & Jewelry pays cash for your gold, silver or platinum jewelry. Call us today. Capital City Loan & Jewelry pays cash for your gold, silver or platinum jewelry. Call us today.
    (916) 913-5681
    gold buyers sacramento
    5656 Auburn Blvd., Sacramento, CA 95841
    Capital City Loan & Jewelry pays cash for your gold, silver or platinum jewelry. Call us today. Capital City Loan & Jewelry pays cash for your gold, silver or platinum jewelry. Call us today.
    (916) 913-5481
    Mortgage Consultants Group
    2200 Sunrise Blvd., Suite 168, Gold River, CA 95670
    Mortgage Consultants Group is committed to providing our clients with the highest quality home loans combined with some of the lowest mortgage rates available.
    (916) 834-1282
    TNL Car Title Loans
    10910 Olson Dr, #160, Rancho Cordova, CA 95670
    Hello and welcome to thenetlender.com. We can provide the fastest, most efficient, lowest rate auto title loan over the internet and in store to date. Join us and free yourself from financial burden a
    (916) 553-2921
    River City Bank
    1039 Sunrise Ave, Roseville, CA 95661
    (916) 783-5387
    First Bank
    1625 Douglas Blvd, Roseville, CA 95661
    (916) 782-5561
    Capitol Mortgage
    114 N Sunrise Ave Ste B4, Roseville, CA 95661
    (916) 789-1688
    First Security Financial Group Inc
    1504 Eureka Rd Ste 320, Roseville, CA 95661
    (916) 788-9800
    California Budget Finance
    970 Sunrise Ave Ste 140, Roseville, CA 95661
    (916) 784-8555
    Sacramento Valley Financial
    720 Sunrise Ave Ste 210d, Roseville, CA 95661
    (916) 773-0600
    Farm Credit West
    1478 Stone Point Dr Ste 450, Roseville, CA 95661
    (916) 724-4800


    An individual who cannot afford a major purchase or expense is likely to seek a loan. Loans are often sought to cover the cost of cars, houses or college expenses. It is very important to do research before taking out a loan. This is especially important with mortgages. Students also need to be careful. Paying off student loans can take a long time, especially if good employment is not found on graduation. It is important to understand exactly how specific loans work. A payday loan works very differently than an auto loan. Payday loans are generally unsecured. Credit card consolidation is completely different than small business loans. Consolidating debt can reduce payments, however. Online research is a good starting point, but calling banks and other companies can also help. Be sure to compare rates and terms before making a decision. Once the kind of loan required is established, there are various online directories that can be consulted. These tend to be specialized. It's often worth asking around amongst friends and family who might have personal experience with specific companies. Comparing several businesses is smart. Most will perform a credit check and ask about financial circumstances. Banks offer various loans, but loan specialists tend to be narrower. For example, one might offer only personal loans. Payday and cash advances tend to be a different specialty. It is best to make a short list of companies and then ask for references and check online review sites. The more research you do the better, especially with as auto loans and refinanced mortgages. Getting a second opinion of the value of property used to secure a loan, especially home equity, is often a good idea. Taking out loans is often essential in today's society, but it should not be done without great care.
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