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Staten Island, New York - Loans search results Premier Listings

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Terms to Know When Looking for a Loan

Oftentimes individuals do not have the amount of cash or money needed to make a large purchase. This is why various types of loans are necessary for buying cars or residential homes. As you may know, a loan is a sum of money that is borrowed from a bank or financial lender, and is paid back over time. A specific interest rate typically applies, which allows the bank to make money on personal home, auto, or student loans. Below you will find 10 key terms that are helpful when dealing with loans.

  • Payday Loan - A payday or paycheck advance, and it is a small sum of cash that can be borrowed from a lender to cover immediate expenses until payday.
  • Small Business Loan - An amount of money borrowed by and individual in order to get a small business started.
  • Interest Rate - A rate or percentage that is paid by the borrower for the use of money.
  • Debt Consolidation - The process of taking out a loan in order to pay off all other debts or loans.
  • Unsecured Loan - This is a sum of money borrowed that is not backed by collateral, and it is also referred to as a signature loan or personal loan.
  • Credit Check - The process in which a bank or financial lender checks a borrowers credit history.
  • Home Equity - The current market value of a home, aside from the outstanding mortgage balance.
  • Refinance - To finance something again, but typically with a new loan, which has a lower interest rate.
  • Auto Loan - A sum of money or personal loan that is borrowed to purchase a car or motor vehicle.
  • Student Loan - A portion of money that can be borrowed by college students through online lenders in order to pay for tuition.
    Lendingtree, Llc
    Whether you're looking for a new student loan, personal, or business loan, our local Staten Island area loan specialists are here to help. Make sure you get the best rates on your loan by consulting our experts.
    (1) Review Write a review
    User Review: "I have prefered to use the lendingtree.Com for the housing loan because they are faster and easy to use, they have good..."
    Suntrust Mortgage
    Clark, NJ 07066
    Give our services a call if you are in need of a loan in the local Staten Island area. Our loan specialists are here to help you get the loan you need for your property purchase no matter what your credit score is.
    (3) Reviews Write a review
    User Review: "The all staff members are very good and the nature of all of one is very nice" - peter (CA)
    Temecula, CA 92591
    If you're struggling to afford paying for your car or mortgage, call our loans specialists in the local Staten Island area. Providing great options for families or singles to manage their finances with our Staten Island loans specialists.
    Membership Services Inc
    Tallahassee, FL 32303
    Informational resources about loans from our membership services association. Get advice and answers to your loan questions and other information regarding consolidation, refinancing, or personal accounts.
    Instant Merchant Capital
    Aliso Viejo, CA 92656
    If you're looking for a loan in the local Staten Island area, our specialists can help you find the best choice to suit your needs. Just set up your appointment today to get personalized service.
    (1) Review Write a review
    User Review: "Instant merchant capital provided financing to me when I couldn't get it anywhere else. I had been searching for bank..." - John (CA)
    Santa Barbara Bank and Trust
    Santa Barbara, CA 93160
    Our professionals are here to help you get the best rates on your local Staten Island area loan. Whether it's for personal or business use, we make sure you're getting the best possible repayment plan.
    Ginnie Mae
    Washington, DC 20410
    Whether you need a loan to purchase a property or refinance, get help with your mortgage from our association. As a government entity, we have the latest information on rates and banking.
    Home Loan Center.com
    Irvine, CA 92618
    When you need extra funds to purchase a home, vehicle, or start schooling, come to our financial experts. Specializing in getting you the loans you need in the local Staten Island area.
    National Association of Mortgage Professionals
    Dallas, TX 75234
    Whether you need assistance with real estate contracts or setting up your mortgage payments, our members can help. Contact our association today to find a real estate specialist near you.
    Ntl Home Equity Mortgage Assoc
    Washington, DC 20004
    When you're looking for expert advice with your personal or business loans in the local Staten Island area, get help from our specialists. Providing the highest level of customer service for our valued clients.
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    Synergy Capital
    286 Watchogue Road, Staten Island, NY 10314
    We provide funds at the lowest rates in the industry with flexible repayment schedules.  With our merchant cash advance  program, we provide an advance lump sum to you and a small percentage of your f
    (718) 404-1167
    Local Lenders Inc.
    25 Broadway, New York, NY 10004
    Local Lenders has been helping small businesses all over the United States advance for over a decade.
    (888) 507-3996
    Fast Payday Loan
    85 Broad St Floor 10, New York, NY 10004
    Receive loan services from direct lenders when you contact Fast Payday Loan in New York, NY.
    (888) 927-2607
    Gem Pawn Brokers Financial Corp
    1912 Flatbush Ave, Brooklyn, NY 11210
    (3) Reviews Write a review
    (718) 338-7296
    User Review: "I called 3times to ask qustions I was told to hang on I did 4 15min then I hun g up no one came back to the phone then i..."
    Gem Pawnbrokers Corp
    378 Schermerhorn St, Brooklyn, NY 11217
    (2) Reviews Write a review
    (718) 596-5626
    User Review: "Gems is a resonable pawnshop that will work with a person if need be. I have a few items there and they have always given..." - Charles (NY)
    12 Months Loan - Online Loan Lender in UK
    601, International House, 223 Regent St, London,, London, NM 10007
    12 Months loan providing finance services for several years effectively. Customers are getting loan from 12 months loan when they need urgent financial help and don’t have any source of money.
    (871) 986-0475
    Cash Advance Manhattan Ny
    40 Wall St 5th Floor Suite 50,, Manhattan, NY 10005
    Premium Merchant Funding’s mission is to provide merchant cash advances and business loans to small business owners to fulfill their financing needs.
    (800) 557-5941
    Ams Mortgage Services, Inc.
    375 Chestnut Street, Suite C, Newark, NJ 07105
    Find the money you need with one of the home loans from AMS Mortgage Services, Inc. Visit our credit lender office in Newark, NJ, today.
    (201) 895-7805
    Growth Capital Solutions Of New York Inc
    163 Washingtin Ave Ph1, Brooklyn, NY 11205
    Fast Business loans, need financing to grow your business? Working Capital, Equipment Loans, Commercial Loans call 646-875-5530 or go to growthcapitalsolutionsofnewyork.com. Up to $50,000,000.
    (646) 875-5530
    Direct Legal Funding
    60 Ave. B Suite 4b, New York, NY 10009
    Rates as Low as 2% We are the leader in providing the best lawsuit loans, legal funding, pre settlement loans, cash advances, and Attorney funding. Direct Legal Funding gives the highest amount cash
    (866) 941-5588
    Gross Avery J Lawyer
    30 Bay St, Staten Island, NY 10301
    (718) 448-3000
    Elohim Financial Corp
    185 Saint Marks Pl, Staten Island, NY 10301
    (718) 816-4778
    Reimbursable Funding Unit
    11 Clove Lake Pl, Staten Island, NY 10310
    (718) 720-6504
    Victory State Bank Loan Dept
    1762 Hylan Blvd, Staten Island, NY 10305
    (718) 979-0103
    S L Pawn and Coin Shop
    768 Port Richmond Ave, Staten Island, NY 10302
    (718) 720-6144

    An individual who cannot afford a major purchase or expense is likely to seek a loan. Loans are often sought to cover the cost of cars, houses or college expenses. It is very important to do research before taking out a loan. This is especially important with mortgages. Students also need to be careful. Paying off student loans can take a long time, especially if good employment is not found on graduation. It is important to understand exactly how specific loans work. A payday loan works very differently than an auto loan. Payday loans are generally unsecured. Credit card consolidation is completely different than small business loans. Consolidating debt can reduce payments, however. Online research is a good starting point, but calling banks and other companies can also help. Be sure to compare rates and terms before making a decision. Once the kind of loan required is established, there are various online directories that can be consulted. These tend to be specialized. It's often worth asking around amongst friends and family who might have personal experience with specific companies. Comparing several businesses is smart. Most will perform a credit check and ask about financial circumstances. Banks offer various loans, but loan specialists tend to be narrower. For example, one might offer only personal loans. Payday and cash advances tend to be a different specialty. It is best to make a short list of companies and then ask for references and check online review sites. The more research you do the better, especially with as auto loans and refinanced mortgages. Getting a second opinion of the value of property used to secure a loan, especially home equity, is often a good idea. Taking out loans is often essential in today's society, but it should not be done without great care.
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