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Safety Harbor, Florida - Mobile Home Insurance search results Premier Listings

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Dr. Robert Friedman & Sons Stamp Company
Stamp expert & buyer with over 40 years of experience.
 
Key Terms for Mobile Home Insurance

If you are looking for mobile home insurance, there are several things you should consider before shopping for the best rate. There is some confusion between mobile homes, manufactured and modular. When you are looking for a quote, the insurance agent or broker will want to know which type of home you have. These are some key terms that will help you find the best rate when you are getting quotes for an insurance policy.

  • Liability Coverage - This protects you in the event that you cause damage or injuries to another person or property. Liability coverage is recommended in most circumstances.
  • Modular Home - Built in sections at a factory. This is a stick-built home. This is often confused with a manufactured or mobile home.
  • Manufactured Home - Has a metal chassis and a tag from Housing and Urban Development (HUD). This is what is commonly referred to as a mobile home. It is not the same as a modular or stick-built home. These houses generally carry a title rather than a deed. Manufactured houses have a higher likelihood of decreasing in value over time.
  • Property Coverage - This covers damage that occurs to the structure of your home. The damage could be as a result of vandalism, a car accident or acts of Mother Nature. That includes fire damage, lightning and windstorms.
  • Depreciation - The decrease in property value due to time, wear and tear. Manufactured homes are more likely to decrease in value, while modular homes tend to increase in property value along with stick-built homes.
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    American Insurance Association
    Washington, DC 20036
    As the leading property-casualty trade organization, we lead by forging constructive solutions for industry issues. Our members offer auto insurance, liability coverage and so much more.
     
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    Most Insurance Llc
    801 N Armenia Ave, Tampa, FL 33609
    Most Insurance is different than other Independent Insurance Agencies, we truly do strive to give superior customer service. We’ve been here in Florida since 1973 and we aren't going anywhere.
    (813) 347-5555
    Italiano Insurance Services Inc
    3021 W Swann Ave, Tampa, FL 33609
    We can insure your home, auto, business, boat and life! By representing more than 50 Insurance Companies we become your comparison-shopper, which ensures you get the best coverage and price available. Visit our website for a free online quote today.
    (813) 877-7799
    Bradenton Insurance Inc
    1400 Ballard Park Dr, Bradenton, FL 34205
    A full service Insurance Agency, assisting with all of your personal and commercial insurance needs. Offering free insurance plan reviews.
    (941) 748-0511
    Great Florida Insurance
    2488 Curlew Rd, Clearwater, FL 33761
    (727) 781-5533
    Nationwide Insurance
    3165 N Mcmullen Booth Rd Ste G-2, Clearwater, FL 33761
    (727) 726-3377
    Renate Armitage
    2907 State Road 590 Ste 4, Clearwater, FL 33759
    (727) 437-0725
    Nicholas Insurance Llc
    3689 Tampa Rd Ste 324, Oldsmar, FL 34677
    (813) 864-3434
    Barber Insurance Agency
    2321 State Road 580, Clearwater, FL 33763
    (727) 733-9385
    Defrain Insurance, Inc
    2114 Drew St Ste C, Clearwater, FL 33765
    (727) 445-7771
    Seiter Neal T Insurance Agency
    2329 Sunset Point Rd, Clearwater, FL 33765
    (727) 797-4966
    Value Rate Insurance Agency
    770 N Belcher Rd, Clearwater, FL 33765
    (727) 433-8363
    B Of Js Inc
    1975 Drew St, Clearwater, FL 33765
    (727) 536-1760
    Bay Area Insurance Associates
    1932 Drew St Ste 10, Clearwater, FL 33765
    (727) 441-9858
    Connick & Amato Insurance
    3442 E Lake Rd Ste 314, Palm Harbor, FL 34685
    (727) 784-5353
    Allstate Steve Briggs
    32756 Us Highway 19 N, Palm Harbor, FL 34684
    (727) 530-5628


    If you own a mobile home, you should invest in insurance coverage. Depending on where you live, there may be laws dictating that you must have mobile home insurance, and it’s good to protect your property anyway. Mobile or manufactured homes are subject to the same liability as a regular house. You also have to worry about the same threats, such as damage due to a windstorm, lightning or fire. You should get quotes for property and liability insurance. Ask many providers to find the policy with the right rates and coverage. An insurance broker will be able to help you find the right protection for your structure. Once you have gathered the quotes and compared rates, you can choose an affordable plan. You will then be protected for injuries and casualties that happen on your property, as well as any damage to your home from the elements. While every insurance carrier is different, most offer tiers of coverage based on the size, location and price of your home. For example, a modular home in an area with few natural disasters might be less money to insure than one in an area with frequent natural disasters. You should check the laws in your area to make sure that you have at least the minimum amount of insurance required. Choosing an insurance provider for your mobile home doesn’t have to be stressful. Just educate yourself and ask your neighbors for referrals to the companies they use. If you go in with a plan, you will find what you need at a price you can afford.
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