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Delta, Colorado - Payday Loans search results Premier Listings

First National Bank
First National Bank
Understanding the Ins and Outs of Payday Loans

Are you short on cash? You may be surprised to find out that there are multiple borrowing choices available. Below are key terms that can help you better understand your options and the provisions they carry.

  • Payday Loan – A way to borrow money on a short term basis. The balance plus the associated fees are usually due in two weeks, or whenever the borrower’s next paycheck is. This is an alternative way to get cash for people who have awful credit.
  • Cash Advance – Although a payday loan is sometimes called by this name, a cash advance can also refer to the cash given to a person based directly on their credit card’s limit. This transaction usually can only be done at a bank and is accompanied by a hefty fee.
  • Consolidate – Loan consolidation has become a popular practice in the current economy. During this process, a person’s bills are lumped together into a small monthly payment, usually by a third party that works with both the borrowers and the lenders. While this may not be the best choice for your credit score, consolidation can help you pay down your debt.
  • Interest – Money charged to a person based on an outstanding balance they owe. Interest rates can vary greatly and are mostly based on one’s credit score.
  • Credit – There are two definitions you should know for this word. The first is the amount of money available for you to borrow. The other is associated with the risk you pose to potential lenders and is calculated into a numerical value between 300 and 850.
  • Collateral – The use of property to secure a loan. A lender may direct you to put up something of value so that they can seize it in case you fail to repay the money you borrowed.
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    Big J Jewelry & Loan
    136 S 7th St, Grand Junction, CO 81501
    (1) Review Write a review
    (970) 243-9332
    User Review: "This has to be the cleanest pawn in town! it is very comfortable, and the staff is knowledgeable and helpful. The best..." - larry (CO)
    25 Stafford Ln Ste 4, Delta, CO 81416
    (970) 874-1807
    1541 Oxbow Dr Unit 1250, Montrose, CO 81401
    (970) 249-0912
    Quik Cash
    1521 Oxbow Dr Ste 150, Montrose, CO 81401
    (970) 249-8080
    AAA Auto & Pawn
    2992 North Ave, Grand Junction, CO 81504
    (970) 242-6016
    Quik Cash
    2835 North Ave, Grand Junction, CO 81501
    (970) 257-7680
    2401 North Ave, Grand Junction, CO 81501
    (970) 242-6800
    Cash Paid Right LLC
    2692 Highway 50 Ste O, Grand Junction, CO 81503
    (970) 243-8133
    1005 N 12th St, Grand Junction, CO 81501
    (970) 242-3232
    Check Into Cash Grand Junction
    2546 Rimrock Ave Ste 500, Grand Junction, CO 81505
    (970) 242-4225
    Advance America
    2502 Highway 6 and 50 Ste 500, Grand Junction, CO 81505
    (970) 242-0634
    Tradesmen The
    128 E 3rd St, Rifle, CO 81650
    (970) 625-4867

    Everyone loves payday, and sometimes it can't come fast enough. Occasionally, hard working men and women find themselves in a tricky situation, because they need to borrow a bit of money before their next payday. If you ever find yourself in this situation, don't worry because you can get the help you need at your local loan advancement center. These cash advancement offices lend money to qualified customers. They'll loan you money whenever you're in need of quick cash. You could be approved even if you have bad credit. The transaction is always direct, and almost instantaneous. These lending centers do charge their customers interest on their loans. In fact, they will compound the interest in your account, which means you could end up paying quite a bit more for your cash advancement. So, if you think you can wait for your employer to send you a check or deposit money into your account, you should, by all means, do just that. However, if you really need money quickly, you may want to consider borrowing from one of these personal loan centers. They can deposit credit into your account almost immediately, provided that you're willing to provide them with some sort of collateral beforehand to ensure that you will repay the debt. Some of these loan centers will even allow you to fax them your money orders. This means that you don't have to go directly to one of their offices. If you've been approved for funds, then you can simply fax them your request. These payday loan centers can help you consolidate your funds. They can also help you if you're in need of quick cash. You should to use payday loan centers sparingly, but they can be useful when you are in a pinch for money.
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