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Edgewood, Maryland - Rent To Own Stores search results Premier Listings

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Key Terms Relating to Rent to Own Stores

When you decide you would like to purchase furniture for your house or home, there are various options available to you. Rent to own stores allow you to pay gradually for your bed or other merchandise while paying interest. Many of these companies will have beds, television, washers and other appliances available. Become familiar with the following key terms before you start shopping.

  • Balloon Payment - A type of loan or lease amortization in which a larger than normal payment is required to pay off the amount of the loan. Depending on the terms of the agreement, failure to make this payment may cause the company to take back the furniture from your house or home.
  • Regulation Z - This is a law that requires a lender to disclose information in a way that the borrower is able to understand the cost of credit. This should include a truth in lending disclosure that lays out the terms of the loan or lease and the total amount that is paid out over the term.
  • Week to Week - A type of financing agreement in which you rent on a weekly basis. Failure to pay the next payment within the grace period may require termination of the agreement or additional fees.
  • Termination - When the borrower fails to keep up with the payments as stated in the terms of the lease and the store decides to terminate the agreement.
  • Reinstatement - This happens if the borrower fails to make a payment on time which causes the agreement to expire. A reinstatement fee may be added in this circumstance.
  • Grace Period - The amount of time that a rent to own store gives you to make a payment after the due date before charging additional fees.
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    Buddy's Home Furnishings
    1236 Greensprings Dr, York, PA 17402
    Buddy's is the market leader in Rent to Own furniture. We give you furniture and appliances such as washer and dryers, computers, tvs, living room furniture, bedroom furniture, televisions etc.
    (717) 455-7632
    1688 S Governors Ave, Dover, DE 19904
    (1) Review Write a review
    (302) 734-3505
    User Review: "They are very helpful and got me a good deal on some previously leased furniture that looked like new!"
    Buddy's Home Furnishings
    1000 Carlisle St,, Hanover, PA 17331
    Buddy's is the market leader in Rent to Own furniture. We give you furniture and appliances such as washer and dryers, computers, tvs, living room furniture, bedroom furniture, televisions etc.
    (717) 417-4350
    1401 Pulaski Hwy Ste K, Edgewood, MD 21040
    (410) 676-5331
    ColorTyme Sales and Lease
    1a Aberdeen Shopping Plz, Aberdeen, MD 21001
    (410) 273-1111
    1010 Beards Hill Rd Ste B, Aberdeen, MD 21001
    (410) 272-2100
    1416 Martin Blvd, Middle River, MD 21220
    (410) 687-4770
    Whispering Woods-Srhllc
    37 Alberge Ln, Middle River, MD 21220
    (410) 335-6000
    8661 Philadelphia Rd, Rosedale, MD 21237
    (410) 780-3800
    ColorTyme Rent to Own
    2307a Cleanleigh Dr, Parkville, MD 21234
    (410) 882-2600
    6867 Loch Raven Blvd, Towson, MD 21286
    (410) 339-7133
    Rent A Center
    8400 Peninsula Expy, Dundalk, MD 21222
    (410) 284-7700
    3504 Eastern Ave, Baltimore, MD 21224
    (410) 675-1800
    7838 Wise Ave, Dundalk, MD 21222
    (410) 285-3000
    ColorTyme Rent to Own
    1407 Merritt Blvd # A, Dundalk, MD 21222
    (410) 285-7368

    When purchasing new items like furniture, televisions, or electronics proves too costly, people may consider renting such items from a rent to own store. After a certain time period, the renter is typically given an opportunity to buy the item. This can apply to an array of goods including laptop computers, cars, and appliances. Many people opt for the rent to buy option because they either need the merchandise for a short time frame, they can't afford to buy it outright, or they want to test a particular brand before making a purchase. It's a wise option in the short term, but may prove costly in the long term. Financing rates vary by provider, and contracts must be signed by both parties. Interest rates tend to be high, so consumers need to keep an eye on that aspect. The term “rent to own” can also refer to property within the real estate business. When a business or individual wants to rent or lease a building or apartment, they may be offered an option to buy somewhere down the line. It can also reference vehicle loans and car leases. Rent to own stores offer many services, such as delivery set-up, flexible payments, price matching, pre-approvals, and online ordering. Some companies rent or lease a wide variety of merchandise including computer equipment, electronics, furniture and appliances. Others focus on just one component, such as furniture, related equipment, and home decor. Consumers on the look-out for reasonable agreements, low rates, and local rent to own stores can check internet and phone book listings.
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