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Miami, Florida - Rent To Own Stores search results Premier Listings

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Key Terms Relating to Rent to Own Stores

When you decide you would like to purchase furniture for your house or home, there are various options available to you. Rent to own stores allow you to pay gradually for your bed or other merchandise while paying interest. Many of these companies will have beds, television, washers and other appliances available. Become familiar with the following key terms before you start shopping.

  • Balloon Payment - A type of loan or lease amortization in which a larger than normal payment is required to pay off the amount of the loan. Depending on the terms of the agreement, failure to make this payment may cause the company to take back the furniture from your house or home.
  • Regulation Z - This is a law that requires a lender to disclose information in a way that the borrower is able to understand the cost of credit. This should include a truth in lending disclosure that lays out the terms of the loan or lease and the total amount that is paid out over the term.
  • Week to Week - A type of financing agreement in which you rent on a weekly basis. Failure to pay the next payment within the grace period may require termination of the agreement or additional fees.
  • Termination - When the borrower fails to keep up with the payments as stated in the terms of the lease and the store decides to terminate the agreement.
  • Reinstatement - This happens if the borrower fails to make a payment on time which causes the agreement to expire. A reinstatement fee may be added in this circumstance.
  • Grace Period - The amount of time that a rent to own store gives you to make a payment after the due date before charging additional fees.
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    Monarc at Met3 Apts
    Luxury High-Rise Apts in Downtown Miami w/ Ocean Views. Learn More.
    Moda North Bay Village
    Luxurious N Bay Village Apartments w/ Water Views, Spacious Balconies....
     
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    Lou La Vie
    1444 Biscayne Blvd, Miami, FL 33132
    We strive to provide drivers unforgettable experiences behind the wheel of the world’s most beloved exotic cars. We tailor our service around the needs of executives, celebrities, business travelers,
    (305) 974-1914
    Cool J's
    8100 Nw 27th Ave, Miami, FL 33147
    Retail sneaker and apparel store that specializes in name brand street wear, athletic and casual footwear and the latest accessories. Cool J's carries all the big names such as Nike, Jordan, Converse,
    (305) 503-1361
    Exotic
    8979 Sw 40 Street, Miami, FL 33165
    Car Rental Miami Beach Car Rental Miami exotic car rental Miami exotic car rental miami beach luxury car rental miami luxury car rental Miami beach rent a car miami motorcycle rental Miami rent a Ro
    (305) 928-2899
    Rent-A-Center
    5145 Ne 2nd Ave, Miami, FL 33137
    (305) 756-5554
    Rent-A-Center
    783 Nw 37th Ave, Miami, FL 33125
    (305) 649-2255
    Bikeand Roll Rentals
    210 10th St, Miami Beach, FL 33139
    (305) 604-0001
    Rent-A-Center
    1688 Sw 8th St, Miami, FL 33135
    (305) 649-9955
    Rent-A-Center
    549 Ne 81st St, Miami, FL 33138
    (305) 757-8881
    Rent-A-Center
    7900 Nw 27th Ave, Miami, FL 33147
    (305) 693-9900
    Rent-A-Center
    901 E 10th Ave, Hialeah, FL 33010
    (305) 882-0800
    Rent-A-Center
    1156 Sw 67th Ave, Miami, FL 33144
    (305) 265-0197
    Rac Acceptance
    7775 Bird Rd, Miami, FL 33155
    (305) 267-4970
    Racc Acceptance
    7795 W Flagler St, Miami, FL 33144
    (305) 262-3501
    Rent-A-Center
    13023 Nw 7th Ave, Miami, FL 33168
    (305) 685-9006
    Rent-A-Center
    3984 W 12th Ave, Hialeah, FL 33012
    (305) 557-2100


    When purchasing new items like furniture, televisions, or electronics proves too costly, people may consider renting such items from a rent to own store. After a certain time period, the renter is typically given an opportunity to buy the item. This can apply to an array of goods including laptop computers, cars, and appliances. Many people opt for the rent to buy option because they either need the merchandise for a short time frame, they can't afford to buy it outright, or they want to test a particular brand before making a purchase. It's a wise option in the short term, but may prove costly in the long term. Financing rates vary by provider, and contracts must be signed by both parties. Interest rates tend to be high, so consumers need to keep an eye on that aspect. The term “rent to own” can also refer to property within the real estate business. When a business or individual wants to rent or lease a building or apartment, they may be offered an option to buy somewhere down the line. It can also reference vehicle loans and car leases. Rent to own stores offer many services, such as delivery set-up, flexible payments, price matching, pre-approvals, and online ordering. Some companies rent or lease a wide variety of merchandise including computer equipment, electronics, furniture and appliances. Others focus on just one component, such as furniture, related equipment, and home decor. Consumers on the look-out for reasonable agreements, low rates, and local rent to own stores can check internet and phone book listings.
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