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Murdock, Illinois - Rent To Own Stores search results Premier Listings

Aviation Charter, Inc.
We are the Midwest's largest, most service-oriented FBO site.
Associated
Creating The Difference
PODS
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LifeRun Medical Alert Systems
Innovative Senior Independance Emergency Life Alerting Safety Experts
Big Ten Rentals (Mobile/Portable Bleachers)
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Holiday Inn Express
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Holiday Inn Hotels
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Enterprise Rent-A-Car
Great cars. Low rates. Free pick-up. Learn more.
Western Sales Management
Heavy Construction Equipment Sales & Auctions.
 
Key Terms Relating to Rent to Own Stores

When you decide you would like to purchase furniture for your house or home, there are various options available to you. Rent to own stores allow you to pay gradually for your bed or other merchandise while paying interest. Many of these companies will have beds, television, washers and other appliances available. Become familiar with the following key terms before you start shopping.

  • Balloon Payment - A type of loan or lease amortization in which a larger than normal payment is required to pay off the amount of the loan. Depending on the terms of the agreement, failure to make this payment may cause the company to take back the furniture from your house or home.
  • Regulation Z - This is a law that requires a lender to disclose information in a way that the borrower is able to understand the cost of credit. This should include a truth in lending disclosure that lays out the terms of the loan or lease and the total amount that is paid out over the term.
  • Week to Week - A type of financing agreement in which you rent on a weekly basis. Failure to pay the next payment within the grace period may require termination of the agreement or additional fees.
  • Termination - When the borrower fails to keep up with the payments as stated in the terms of the lease and the store decides to terminate the agreement.
  • Reinstatement - This happens if the borrower fails to make a payment on time which causes the agreement to expire. A reinstatement fee may be added in this circumstance.
  • Grace Period - The amount of time that a rent to own store gives you to make a payment after the due date before charging additional fees.
  •  
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    Sort By Limit By City Distance
    Rent-A-Center
    607 E Jasper St, Paris, IL 61944
    (217) 465-8505
    Rent-A-Center
    618 N Gilbert St, Danville, IL 61832
    (217) 443-1311
    Rent-A-Center
    1404 E Grove Ave, Rantoul, IL 61866
    (217) 893-1487
    Aaron's
    841 Broadmeadow Rd, Rantoul, IL 61866
    (217) 892-8600
    Rent-A-Center
    1800 Fort Harrison Rd, Terre Haute, IN 47804
    (812) 466-2313
    American Rental
    2645 Wabash Ave, Terre Haute, IN 47803
    (812) 478-2552
    Rent-A-Center
    2195 S State Road 46, Terre Haute, IN 47803
    (812) 877-2920
    Rent-A-Center
    2280 E William St, Decatur, IL 62521
    (217) 429-2400
    Rent-A-Center
    2284 E William St, Decatur, IL 62521
    (217) 429-2400
    Rent-A-Center
    1465 W King St, Decatur, IL 62522
    (217) 362-2200
    American Rental
    728 E National Ave, Brazil, IN 47834
    (812) 448-2040
    ColorTyme Rent to Own
    910 N Keller Dr, Effingham, IL 62401
    (217) 347-4111
    American Rental
    1316 E Main St, Attica, IN 47918
    (765) 762-2888
    American Rental
    1714 W Main St, Robinson, IL 62454
    (618) 544-5082
    Rent A Center
    1626 Crawfordsville Square Dr, Crawfordsville, IN 47933
    (765) 362-3880


    When purchasing new items like furniture, televisions, or electronics proves too costly, people may consider renting such items from a rent to own store. After a certain time period, the renter is typically given an opportunity to buy the item. This can apply to an array of goods including laptop computers, cars, and appliances. Many people opt for the rent to buy option because they either need the merchandise for a short time frame, they can't afford to buy it outright, or they want to test a particular brand before making a purchase. It's a wise option in the short term, but may prove costly in the long term. Financing rates vary by provider, and contracts must be signed by both parties. Interest rates tend to be high, so consumers need to keep an eye on that aspect. The term “rent to own” can also refer to property within the real estate business. When a business or individual wants to rent or lease a building or apartment, they may be offered an option to buy somewhere down the line. It can also reference vehicle loans and car leases. Rent to own stores offer many services, such as delivery set-up, flexible payments, price matching, pre-approvals, and online ordering. Some companies rent or lease a wide variety of merchandise including computer equipment, electronics, furniture and appliances. Others focus on just one component, such as furniture, related equipment, and home decor. Consumers on the look-out for reasonable agreements, low rates, and local rent to own stores can check internet and phone book listings.
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