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North Chicago, Illinois - Rent To Own Stores search results Premier Listings

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Key Terms Relating to Rent to Own Stores

When you decide you would like to purchase furniture for your house or home, there are various options available to you. Rent to own stores allow you to pay gradually for your bed or other merchandise while paying interest. Many of these companies will have beds, television, washers and other appliances available. Become familiar with the following key terms before you start shopping.

  • Balloon Payment - A type of loan or lease amortization in which a larger than normal payment is required to pay off the amount of the loan. Depending on the terms of the agreement, failure to make this payment may cause the company to take back the furniture from your house or home.
  • Regulation Z - This is a law that requires a lender to disclose information in a way that the borrower is able to understand the cost of credit. This should include a truth in lending disclosure that lays out the terms of the loan or lease and the total amount that is paid out over the term.
  • Week to Week - A type of financing agreement in which you rent on a weekly basis. Failure to pay the next payment within the grace period may require termination of the agreement or additional fees.
  • Termination - When the borrower fails to keep up with the payments as stated in the terms of the lease and the store decides to terminate the agreement.
  • Reinstatement - This happens if the borrower fails to make a payment on time which causes the agreement to expire. A reinstatement fee may be added in this circumstance.
  • Grace Period - The amount of time that a rent to own store gives you to make a payment after the due date before charging additional fees.
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    Brook Furniture Rental - Milwaukee/Madison
    17800 W Bluemound Rd Ste I, Brookfield, WI 53045
    One of our team members will work with you to choose the furniture that is just right for you. After we agree upon the delivery date, we will contact you on that date to let you know what time we will arrive.
    (262) 786-2661
    2703 Grand Ave, Waukegan, IL 60085
    (847) 249-0200
    1511 N Lewis Ave, Waukegan, IL 60085
    (847) 336-1621
    2698 Belvidere Rd, Waukegan, IL 60085
    (847) 662-5400
    Rac Acceptance
    701 N Milwaukee Ave Ste 300, Vernon Hills, IL 60061
    (847) 573-1076
    ColorTyme Rent to Own
    715 W Rollins Rd, Round Lake, IL 60073
    (847) 740-7100
    Home Choice
    817 E Rollins Rd, Round Lake, IL 60073
    (847) 548-5590
    413 W Rollins Rd, Round Lake, IL 60073
    (847) 740-2000
    Acceptance Rac
    40 W Rand Rd, Arlington Heights, IL 60004
    (847) 253-6068
    2010 N Richmond Rd, Mchenry, IL 60051
    (815) 578-1452
    8812 W Dempster St, Niles, IL 60714
    (847) 635-5030
    Rac Acceptance
    905 Perimeter Dr, Schaumburg, IL 60173
    (847) 619-0591
    7570 N Western Ave, Chicago, IL 60645
    (773) 743-7900
    6107 Northwest Hwy Ste A, Crystal Lake, IL 60014
    (815) 459-6889
    485 Dundee Ave, Dundee, IL 60118
    (847) 426-7500

    When purchasing new items like furniture, televisions, or electronics proves too costly, people may consider renting such items from a rent to own store. After a certain time period, the renter is typically given an opportunity to buy the item. This can apply to an array of goods including laptop computers, cars, and appliances. Many people opt for the rent to buy option because they either need the merchandise for a short time frame, they can't afford to buy it outright, or they want to test a particular brand before making a purchase. It's a wise option in the short term, but may prove costly in the long term. Financing rates vary by provider, and contracts must be signed by both parties. Interest rates tend to be high, so consumers need to keep an eye on that aspect. The term “rent to own” can also refer to property within the real estate business. When a business or individual wants to rent or lease a building or apartment, they may be offered an option to buy somewhere down the line. It can also reference vehicle loans and car leases. Rent to own stores offer many services, such as delivery set-up, flexible payments, price matching, pre-approvals, and online ordering. Some companies rent or lease a wide variety of merchandise including computer equipment, electronics, furniture and appliances. Others focus on just one component, such as furniture, related equipment, and home decor. Consumers on the look-out for reasonable agreements, low rates, and local rent to own stores can check internet and phone book listings.
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