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A Glossary of Social Security Services Terms

It is estimated that social security benefits keep as many as 40 percent of senior citizens out of poverty. When applying to the social security administration for benefits, be sure to understand these terms.

  • AME – AME, or Average Monthly Earnings, is your total income earned over the course of your work employment history, divided into months. The government tracks these earnings using your social security number.
  • Application for benefits – This is the application you submit to the social security department in order to begin receiving benefits. You can apply online or call for an application by mail.
  • Benefits – Social security benefits break down into disability, retirement, Medicare insurance, family benefits for child dependents, and survivor benefits in the case that you are widowed.
  • Disability – Disability benefits are paid by the social security administration when medical conditions make it impossible to work. This disability must last more than one year, or must be expected to result in death.
  • Retirement age – The retirement age is 62, and 60 for widows. You may opt to receive reduced assistance before you reach the retirement age.
  • Social security – Social security is basically a federal pension system. Throughout your life, you will pay taxes into the social security system. The social security department will then send checks to you, your spouse or your children when you retire, become disabled or die.
  • Social security office – You can visit the government social security office to apply for a social security card, obtain your earnings record and apply for benefits.
  • Survivor benefits – If you die, your benefits can go to a number of people under certain conditions, including your spouse, children, and parents.
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    Representative Services Inc
    2708 Grand Ave Ste B, Des Moines, IA 50312
    (1) Review Write a review
    (515) 271-8186
    User Review: "Nancy withers and siobian schnieder did a wonderful job in obtaining my social security benefits."
    Social Security Administration
    1301 N Elm St, Ottumwa, IA 52501
    (1) Review Write a review
    (800) 772-1213
    User Review: "Drove down from oskaloosa. Door sign said open from 9am to 4pm. The guard said - the door sign said they closed at 3:30 pm..."
    Johnson Robert L Disability Consultants
    3315 E University Ave, Des Moines, IA 50317
    (515) 264-8888
    Social Security Administration
    818 Bella Vista Dr, Carroll, IA 51401
    (866) 572-8381
    United States Government Social Security Administr
    906 E Taylor St, Creston, IA 50801
    (641) 782-2779
    Social Security Administration
    2615 University Blvd, Ames, IA 50010
    (866) 899-1928
    United States Postal Service
    317 Washington St, Decorah, IA 52101
    (563) 382-2924
    United States Government Social Security Administr
    3920 Division St, Burlington, IA 52601
    (319) 752-4619
    United States Government
    3555 Southern Hills Dr, Sioux City, IA 51106
    (866) 338-2859
    United States Government
    3121 Greyhound Dr, Waterloo, IA 50701
    (888) 456-9554
    United States Government Social Security Administr
    2502 S 2nd St, Marshalltown, IA 50158
    (800) 772-1213
    United States Government
    202 W State St, Marshalltown, IA 50158
    (800) 772-1213
    United States Government
    2315 2nd Ave N, Fort Dodge, IA 50501
    (800) 772-1213
    Social Security Administration
    1610 12th Ave Sw, Spencer, IA 51301
    (866) 273-6050
    Social Security Administration
    800 Oneida St Ste C, Storm Lake, IA 50588
    (866) 656-5650

    The social security administration is a government agency that functions in a variety of capacities. United States citizens pay into this system with a portion of their work earnings each year. They may receive benefits in the form of retirement income. They may apply for senior Medicare medical coverage. They may also receive disability assistance or survivor benefits. When a child is born in the United States they are issued a social security number. They provide information to the administration and in turn are issued a card that bears their number. This card is used for a lifetime in a variety of situations. It is often used as identification in addition to a picture I.D. such as a driver's license. Later, an individual may apply to receive checks from the department. The federal government implemented a system that would theoretically collect money from citizens in a sort of forced savings account. This money can then be collected as a retirement pension. A person must have met certain employment and other criteria to be eligible. This system is also designed to offer assistance to those left without income due to death. The widow or child of a deceased person eligible for social security benefits may receive them for a set period of time. Many individuals and their spouses have benefited from the social security system. For many years it has acted as insurance against disability, old age, and the death of the primary income earner. In order to apply for social security benefits or to receive a card, a person should visit the website of the department or call your local extension office for instructions. Having your social security information organized and in order can provide you and your family with long term peace of mind.
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