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A Glossary of Social Security Services Terms

It is estimated that social security benefits keep as many as 40 percent of senior citizens out of poverty. When applying to the social security administration for benefits, be sure to understand these terms.

  • AME – AME, or Average Monthly Earnings, is your total income earned over the course of your work employment history, divided into months. The government tracks these earnings using your social security number.
  • Application for benefits – This is the application you submit to the social security department in order to begin receiving benefits. You can apply online or call for an application by mail.
  • Benefits – Social security benefits break down into disability, retirement, Medicare insurance, family benefits for child dependents, and survivor benefits in the case that you are widowed.
  • Disability – Disability benefits are paid by the social security administration when medical conditions make it impossible to work. This disability must last more than one year, or must be expected to result in death.
  • Retirement age – The retirement age is 62, and 60 for widows. You may opt to receive reduced assistance before you reach the retirement age.
  • Social security – Social security is basically a federal pension system. Throughout your life, you will pay taxes into the social security system. The social security department will then send checks to you, your spouse or your children when you retire, become disabled or die.
  • Social security office – You can visit the government social security office to apply for a social security card, obtain your earnings record and apply for benefits.
  • Survivor benefits – If you die, your benefits can go to a number of people under certain conditions, including your spouse, children, and parents.
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    Universal Senior Living
    3800 E 64th Ave, Commerce City, CO 80022
    Get ready on the most significant things in your life. At Universal Senior Living, you will never have to be troubled on your needs as a senior. Call us and see the advantages of a good preparation.
    (303) 586-3811
    Social Security Administration
    13151 W Alameda Pkwy, Denver, CO 80228
    (800) 772-1213
    Allied Sassesments
    363 S Harlan St Ste 100, Denver, CO 80226
    (303) 936-0012
    US Department of Health and Human Services
    8585 W 14th Ave, Denver, CO 80215
    (800) 772-1213
    Social Security Administration
    8000 Southpark Ln, Littleton, CO 80120
    (800) 772-1213
    Help The Needy
    117 Center Ave, Woodland Park, CO 80863
    (719) 687-7273
    Social Security Disability Advisors
    7520 Grant Pl, Arvada, CO 80002
    (303) 424-9961
    United States Government Health
    1616 Champa St, Denver, CO 80202
    (800) 772-1213
    Cooke & Company
    7124 E 6th Avenue Pkwy, Denver, CO 80220
    (303) 321-1883
    Social Security Administration
    14280 E Jewell Ave Ste 250, Aurora, CO 80012
    (866) 931-9965
    Social Security Administration
    4949 Pearl East Cir Ste 101, Boulder, CO 80301
    (800) 772-1213
    United States Government
    4949 Pearl East Cir, Boulder, CO 80301
    (800) 772-1213
    Disabilites Consultants
    320 N Academy Blvd, Colorado Springs, CO 80909
    (719) 596-5898
    Social Security Administration
    1049 N Academy Blvd, Colorado Springs, CO 80909
    (719) 597-2770
    United States Government
    115 N 10th St, Canon City, CO 81212
    (866) 272-5728


    The social security administration is a government agency that functions in a variety of capacities. United States citizens pay into this system with a portion of their work earnings each year. They may receive benefits in the form of retirement income. They may apply for senior Medicare medical coverage. They may also receive disability assistance or survivor benefits. When a child is born in the United States they are issued a social security number. They provide information to the administration and in turn are issued a card that bears their number. This card is used for a lifetime in a variety of situations. It is often used as identification in addition to a picture I.D. such as a driver's license. Later, an individual may apply to receive checks from the department. The federal government implemented a system that would theoretically collect money from citizens in a sort of forced savings account. This money can then be collected as a retirement pension. A person must have met certain employment and other criteria to be eligible. This system is also designed to offer assistance to those left without income due to death. The widow or child of a deceased person eligible for social security benefits may receive them for a set period of time. Many individuals and their spouses have benefited from the social security system. For many years it has acted as insurance against disability, old age, and the death of the primary income earner. In order to apply for social security benefits or to receive a card, a person should visit the website of the department or call your local extension office for instructions. Having your social security information organized and in order can provide you and your family with long term peace of mind.
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