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Utah - Title Companies search results Premier Listings

Most Common Terms Used by Title Companies

You may not work with your title company for long, but this business is integral in ensuring a smooth transaction for your commercial or residential farm, house or mobile home purchase. To make the process easier, it is helpful to learn some of the terms you will hear as you work with your title insurance company.

  • Title Insurance Policy - The policy provided by a title company to cover any potential losses that might result from claims against the ownership of a property.
  • Escrow - Money that is put on hold by a third party until it is needed to pay homeowners insurance, mortgage insurance and real estate taxes.
  • Closing - The event of completing a real estate transaction, which usually includes the property owner, buyer, real estate agent, finance officer or lender and title company representative.
  • Adjustable Rate Mortgage - An option for a real estate loan, where the interest rate can fluctuate based on pre-determined terms.
  • Lien - A legal claim against a home, farm or mobile home that must be paid before the sale of the property can continue. Liens can be placed by auto loan companies, utility companies or other entities.
  • Appraisal - An estimate of the value of a piece of land or house.
  • Quitclaim Deed - A document that transfers ownership of property without providing a warranty on the title.
  • Statement of Information - These documents allow a title company to search for and distinguish the buyer of real estate from others with the same name.
  • Closing Protection Letter - A letter given to the lender from the title company, guaranteeing coverage from loss due to negligence by the title company.
  • FSBO Transactions - FSBO stands for "for sale by owner" and pertains to real estate transactions done without an agency.
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    Absolute Title Agency
    3335 South 900 East Suite 220, Salt Lake City, UT 84106
    Full service title agency based out of Salt Lake City, Utah. Dedicated to making your clients feel pampered and secure in their transactions. We close anywhere and at any time.
    (801) 487-0133
    Elite Heating and Air Conditioning
    6669 S Early Dawn Dr, West Jordan, UT 84081
    Elite Heating & Air Conditioning llc, is a full-service heating, ventilation and air-conditioning contractor for residential customers.
    (801) 963-5483
    Utah Title Loans, Inc.
    844 E Saint George Blvd, Saint George, UT 84770
    (1) Review Write a review
    (435) 628-6445
    User Review: "I kindly request a loan of 20 000.00 over 3 years payback. Please calculate the monthly instalments. Thank you. Natasha"
    Paramount Title
    1326 S 900 E, Salt Lake City, UT 84105
    (801) 487-8681
    Bonneville Superior Title Company
    1434 E 4500 S Ste 101, Salt Lake City, UT 84117
    (801) 365-0990
    Landmark Title Company
    675 E 2100 S Ste 200, Salt Lake City, UT 84106
    (801) 467-4111
    US Title Insurance Agency-Murray
    308 E 4500 S Ste 270, Salt Lake City, UT 84107
    (801) 266-1046
    Fidelity Land & Title
    350 E Center St, Provo, UT 84606
    (801) 375-6350
    Cottonwood Title Insurance Agency Inc
    978 E Woodoak Ln, Salt Lake City, UT 84117
    (801) 747-7490
    Guardian Title Co of Utah
    1086 S Main St Ste 101a, Saint George, UT 84770
    (435) 652-9800
    Atlas Title
    310 E 4500 S Ste 215, Salt Lake City, UT 84107
    (801) 262-1777
    Advanced Title
    448 E 400 S Ste 100, Salt Lake City, UT 84111
    (801) 328-9000
    First American Title
    365 S Main St, Cedar City, UT 84720
    (435) 586-4476
    First American Title
    560 S 300 E Ste 200, Salt Lake City, UT 84111
    (801) 578-8888
    Sun West Title Co
    382 S Bluff St, Saint George, UT 84770
    (435) 688-8808

    In order to protect yourself against property loss, you must have a title. Title companies are the entities that grant these. They are comprised of agents devoted to this line of work, helping property owners protect themselves against loss if a dispute arises. Because they issue title insurance for a living, these professionals must know the about the industry to offer full quality services for customers. Title insurance, usually related to real estate and land transactions, can also involve publishing and finance industries. Just a handful of services title companies offer includes closings, signing, searches and escrow services. The agents who work for title companies can provide policy underwriting and transactions for industrial, commercial and residential clients. Such an agency should have knowledge of holdings, sales and house mortgages. When going through the settlement process, you’ll deal with many professionals, from lenders and lawyers to loan and real estate agents. Anything can have a title, from mobile homes to farms to large estates. You’re probably familiar with the title on your auto. Property titles act in much the same way. It proves you own your property. If you sell it, you transfer the title. How long this process takes varies by city or state, but your title company can walk you through the steps. To learn more about your policy, you can speak with a representative at a title insurance company. You can easily find these through recommendations from your real estate agent or developer, or by performing a basic online search. It’s the job of a title agent to advise you on optimum ways of protecting your investments, as fraudulent claims against undisclosed heirs and liens may come up, whether it involves a mobile home, colonial house or farm.
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