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Grand Forks, North Dakota - Title Companies search results Premier Listings

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Most Common Terms Used by Title Companies

You may not work with your title company for long, but this business is integral in ensuring a smooth transaction for your commercial or residential farm, house or mobile home purchase. To make the process easier, it is helpful to learn some of the terms you will hear as you work with your title insurance company.

  • Title Insurance Policy - The policy provided by a title company to cover any potential losses that might result from claims against the ownership of a property.
  • Escrow - Money that is put on hold by a third party until it is needed to pay homeowners insurance, mortgage insurance and real estate taxes.
  • Closing - The event of completing a real estate transaction, which usually includes the property owner, buyer, real estate agent, finance officer or lender and title company representative.
  • Adjustable Rate Mortgage - An option for a real estate loan, where the interest rate can fluctuate based on pre-determined terms.
  • Lien - A legal claim against a home, farm or mobile home that must be paid before the sale of the property can continue. Liens can be placed by auto loan companies, utility companies or other entities.
  • Appraisal - An estimate of the value of a piece of land or house.
  • Quitclaim Deed - A document that transfers ownership of property without providing a warranty on the title.
  • Statement of Information - These documents allow a title company to search for and distinguish the buyer of real estate from others with the same name.
  • Closing Protection Letter - A letter given to the lender from the title company, guaranteeing coverage from loss due to negligence by the title company.
  • FSBO Transactions - FSBO stands for "for sale by owner" and pertains to real estate transactions done without an agency.
    Title Companies Nation Wide
    Title Services, We developed a contact Network for Mortgage & Note buyers & Sellers using IbuyMortgages.com websiteTitle Company
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    Global Closing Services
    Barnesville, MN 56514
    For all your closing and title needs, contact the area's specialists today to discuss how we can help you. We take great pride in providing our clients with the final pieces of their real estate puzzles.
    (952) 895-8400
    Priority Title LLC
    3651 S Columbia Rd, Grand Forks, ND 58201
    (701) 772-3756
    Grand Forks Abstract & Title Co
    3374 S 31st St Ste A, Grand Forks, ND 58201
    (701) 772-3484
    German Raymond J LTD
    3001 S Columbia Rd, Grand Forks, ND 58201
    (701) 738-0060
    Strander Abstract & Title LLC
    210 N Broadway Ste 3, Crookston, MN 56716
    (218) 281-1191
    Traill County Abstract & Tile Company
    24 1st St Nw, Hillsboro, ND 58045
    (701) 636-4880
    Walsh County Abstract Co
    710 Hill Ave, Grafton, ND 58237
    (701) 352-1650
    Norman County Abstract
    14 4th Ave E, Ada, MN 56510
    (218) 784-2220
    Pennington County Abstract Co
    302 3rd St E, Thief River Falls, MN 56701
    (218) 681-2527
    Trn Abstract & Title
    300 Np Ave N Ste 102, Fargo, ND 58102
    (701) 239-0202
    FM Title
    310 Np Ave N, Fargo, ND 58102
    (701) 893-1000
    The Title Company
    35 4th St N Ste 101, Fargo, ND 58102
    (701) 241-9282
    A Short Abstract Co
    300 Main St W, Cavalier, ND 58220
    (701) 265-4176
    Valley Title
    3303 Fiechtner Dr S Ste 110, Fargo, ND 58103
    (701) 271-8458
    US Title & Closing Services
    2731 12th Ave S Ste A, Fargo, ND 58103
    (701) 239-2678

    In order to protect yourself against property loss, you must have a title. Title companies are the entities that grant these. They are comprised of agents devoted to this line of work, helping property owners protect themselves against loss if a dispute arises. Because they issue title insurance for a living, these professionals must know the about the industry to offer full quality services for customers. Title insurance, usually related to real estate and land transactions, can also involve publishing and finance industries. Just a handful of services title companies offer includes closings, signing, searches and escrow services. The agents who work for title companies can provide policy underwriting and transactions for industrial, commercial and residential clients. Such an agency should have knowledge of holdings, sales and house mortgages. When going through the settlement process, you’ll deal with many professionals, from lenders and lawyers to loan and real estate agents. Anything can have a title, from mobile homes to farms to large estates. You’re probably familiar with the title on your auto. Property titles act in much the same way. It proves you own your property. If you sell it, you transfer the title. How long this process takes varies by city or state, but your title company can walk you through the steps. To learn more about your policy, you can speak with a representative at a title insurance company. You can easily find these through recommendations from your real estate agent or developer, or by performing a basic online search. It’s the job of a title agent to advise you on optimum ways of protecting your investments, as fraudulent claims against undisclosed heirs and liens may come up, whether it involves a mobile home, colonial house or farm.
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